3005 Joanne St, Midland, MI 48640 Property Records

Midland County property record for 3005 Joanne St, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,705 sqft · built 1977
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Tax Bill$2,967 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone AE (high risk)
APN14-05-50-314

Property Details

APN / Parcel Number

Primary APN14-05-50-314

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area1,705 sqft Living Area
1st Floor Area1,089 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleTri-Level
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions160 ft deep x 82 ft wide
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3005 JOANNE ST
CityMIDLAND
StateMI
Zip48640-2468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1
Legal DescriptionLOT 2 EXC E 33 FT MUMA PLAT NO 1 & INCL PART OF VAC GLENCOE ST
Legal SubdivisionMUMA PLAT NO 1
Legal Lot Number2
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2008
Census Tract291000

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3005 JOANNE ST, MIDLAND, MI 48640-2468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 2, 2021
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateJul 13, 2021
Property Address3005 JOANNE ST, MIDLAND, MI 48640-2468
Document Number1647/1002
Book / Page1647 / 1002
Map ReferenceLB A PG 116
Instrument DateJul 2, 2021
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3005 JOANNE ST, MIDLAND, MI 48640-2468

Mortgage

Document Number16471003
DateJul 13, 2021
Instrument1647/1003
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2046

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,100$214,200
2025$2,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims92 (1986–2020)
Claims Outside the SFHA15 of 92
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 75 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

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