3111 Bear Trail Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 3111 Bear Trail Dr, Lenoir, NC 28645

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,620 sqft · built 2020
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$112,500 (Jan 2021)
Tax Bill	$1,205 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06 52 6 60`

Property Details

APN / Parcel Number

Primary APN	`06 52 6 60`
Alternative APN	`170461`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Heated Area
Gross Area	1,716 sqft
1st Floor Area	1,620 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	170461
Street Address	3111 BEAR TRAIL DR
City	LENOIR
State	NC
Zip	28645-9628
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 2008 PG 1971 YR 2021 ST 225.00
Legal Subdivision	BURKESHIRE ESTATES PHASE VII
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	2
Census Block	2008
Census Tract	30802

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3111 BEAR TRAIL DR, LENOIR, NC 28645-9628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 12, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	202110052465
Deed Book / Page	2008 / 1971
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3111 BEAR TRAIL DR, LENOIR, NC 28645-9628
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 BEAR TRAIL DR, LENOIR, NC 28645-9628

Mortgage

Document Number	0021020002
Date	Feb 2, 2024
Book Page	2102/2
Instrument	10092554

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jan 1, 2064

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jan 12, 2021
Property Address	3111 BEAR TRAIL DR, LENOIR, NC 28645-9628
Document Number	0010052465
Book / Page	002008 / 001971
Instrument Date	Jan 11, 2021
Instrument	10052465
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2021
Title Company	GRIMM PARALEGAL SERVICES, GRIMM PARALEGAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3111 BEAR TRAIL DR LENOIR NC 28645, LENOIR, NC 28645

Mortgage

Document Number	10052466
Date	Jan 12, 2021
Book Page	002008/001974
Instrument	10052466

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,205.00 (-4.82%)	$198,200 (-) Land $11,100 Building $187,100
2025	$1,266.00 (+90.38%)	$198,200 (+117.56%) Land $11,100 Building $187,100	$198,200 (+117.56%) Land $11,100 Building $187,100
2023		$91,100 (-) Land $11,100 Building $80,000	$91,100 (-) Land $11,100 Building $80,000
2022	$665.00	$91,100 Land $11,100 Building $80,000	$91,100 Land $11,100 Building $80,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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