3107 Bear Trail Dr, Lenoir, NC 28645 Property Records

Caldwell County property record for 3107 Bear Trail Dr, Lenoir, NC 28645

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,245 sqft · built 2021
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Apr 2022)
Tax Bill	$1,045 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06 52 6 61`

Property Details

APN / Parcel Number

Primary APN	`06 52 6 61`
Alternative APN	`174442`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,245 sqft Heated Area
Gross Area	1,353 sqft
1st Floor Area	1,245 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174442
Street Address	3107 BEAR TRAIL DR
City	LENOIR
State	NC
Zip	28645-9628
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 2053 PG 1838 YR 2022 ST 326.00
Legal Subdivision	BURKESHIRE ESTATES PHASE VI
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	2
Census Block	2008
Census Tract	30802

Owner

3107 Bear Trail Dr, a mobile home, is owned and occupied by two individuals who bought it in April 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3107 BEAR TRAIL DR, LENOIR, NC 28645-9628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Oct 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Document Number	202210071131
Deed Book / Page	2053 / 1838
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 14, 2022
Property Address	3107 BEAR TRAIL DR, LENOIR, NC 28645-9628
Document Number	0020531838
Book / Page	2053 / 1838
Map Reference	MB 20 PG 236
Instrument Date	Apr 12, 2022
Instrument	10071131
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 BEAR TRAIL DR, LENOIR, NC 28645-9628

Mortgage

Document Number	0010071132
Date	Apr 14, 2022
Instrument	10071132

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Oct 26, 2021
Property Address	3107 BEAR TRAIL DR, LENOIR, NC 28645-9628
Document Number	0020380331
Book / Page	2038 / 331
Map Reference	MB 20 PG 236
Instrument Date	Oct 11, 2021
Instrument	10064437
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	344I MORGANTON BLVD SW, LENOIR, NC 28645-5239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3107 Bear Trail Dr was $1,045, down 21.1% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,045.00 (-21.13%)	$171,400 (-) Land $11,100 Building $160,300
2025	$1,325.00	$171,400 Land $11,100 Building $160,300	$171,400 Land $11,100 Building $160,300
2023		$78,900 (+850.6%) Land $11,100 Building $67,800	$78,900 (+850.6%) Land $11,100 Building $67,800
2022	$58.00	$8,300 Land $8,300	$8,300 Land $8,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3107 Bear Trail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3107 Bear Trail Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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