Caldwell County property record for 3108 Bear Trail Dr, Lenoir, NC 28645
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2006 |
| Lot Size | 0.416 acres (18,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $121,000 (Jul 2006) |
| Tax Bill | $987 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06 52 6 62 |
| Primary APN | 06 52 6 62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 1,708 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 18,100 sqft (0.416 acres) |
| Lot Dimensions | 181 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Deck Area | 36 sqft |
| Patio Area | 116 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 130615 |
|---|---|
| Street Address | 3108 BEAR TRAIL DR |
| City | LENOIR |
| State | NC |
| Zip | 28645-9628 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 1604 PG 597 YR 06 ST 242.00 |
| Legal Subdivision | BURKESHIRE ESTATES |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LENOIR |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30802 |
3108 Bear Trail Dr, a mobile home, is owned and occupied by an individual who bought it in July 2006.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3108 BEAR TRAIL DR, LENOIR, NC 28645-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2006 · Amount on File |
| Deed Sale | Jul 25, 2006 · Amount on File |
| Prior Sale | Jun 29, 2006 · Amount on File |
| Deed Book / Page | 1604 / 597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3108 BEAR TRAIL DR, LENOIR, NC 28645-9628 |
| Document Number | 0010015797 |
| Instrument Date | Sep 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3108 BEAR TRAIL DR LENOIR NC 286459628, LENOIR, NC 28645-9628 |
| Document Number | 0010015797 |
|---|---|
| Date | Oct 9, 2017 |
| Book Page | 001928/000535 |
| Instrument | 10015797 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 8, 2047 |
The 2026 property tax bill for 3108 Bear Trail Dr was $987, down 21.1% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $987.00 (-21.1%) | $161,600 (-) Land $11,000 Building $150,600 | |
| 2025 | $1,251.00 | $161,600 Land $11,000 Building $150,600 | $161,600 Land $11,000 Building $150,600 |
| 2023 | $80,400 (-) Land $11,000 Building $69,400 | $80,400 (-) Land $11,000 Building $69,400 | |
| 2022 | $590.00 | $80,400 Land $11,000 Building $69,400 | $80,400 Land $11,000 Building $69,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3108 Bear Trail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3108 Bear Trail Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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