Osceola County property record for 3109 Keystone Pointe Ct, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,062 sqft Living Area |
| Lot Size | 11,630 sqft (0.267 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2005) |
| Tax Bill | $2,839.00 (2024) |
| Primary APN | 22-26-30-0231-0001-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,062 sqft Living Area |
| Gross Area | 3,937 sqft Gross Area |
| 1st Floor | 3,062 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,630 sqft (0.267 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 430 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 192 sqft Shed |
| Deck Area | 650 sqft Deck |
| Porch Area | 523 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3109 KEYSTONE POINTE CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6523 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 5 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 22 |
| Legal Subdivision | KEYSTONE POINTE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 231 |
| Legal Block | 50 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43207 |
Source: Osceola County records · APN 22-26-30-0231-0001-0050
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3109 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 18, 2005 · Amount on Record |
| Deed Sale | Feb 18, 2005 · Amount on Record |
| Prior Sale | Jan 31, 2005 · Amount on Record |
| Deed Doc Number | 200541610 |
| Deed Book / Page | 2706 / 2210 |
| Last Transfer Date | Sep 24, 2007 |
| Transfer Doc | 0035892346 |
| Record Refreshed | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,941.00 (+3.59%) Homeowner's exemption | $207,231 (+5.99%) | $434,000 (+3.83%) Land $75,000 Building $359,000 |
| 2024 | $2,839.00 (+2.79%) | ||
| 2023 | $2,762.00 (+3.8%) Homeowner's exemption | $195,526 (+3%) | $418,000 (+7.68%) Land $60,000 Building $358,000 |
| 2022 | $2,661.00 Homeowner's exemption | $189,832 | $388,200 Land $55,000 Building $333,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures