3105 Keystone Pointe Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3105 Keystone Pointe Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,794 sqft Heated Area
Lot Size17,250 sqft (0.396 acres)
OccupancyOwner Occupied
Last Sale$299,900 (2008)
Tax Bill$2,901.00 (2025)

Property Details

APN / Parcel Number

Primary APN122045
Alternative APN
  • 222630023100010030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,794 sqft Heated Area
Gross Area4,020 sqft Gross Area
1st Floor2,794 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area17,250 sqft (0.396 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area625 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Pool Area28 sqft Pool
FenceFence
Deck Area476 sqft Deck
PorchOpen Porch
Porch Area601 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number122045
Street Address3105 KEYSTONE POINTE CT
CitySAINT CLOUD
StateFL
Zip34772-6523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE POINTE PHASE ONE PB 16 PGS 18-20 LOT 3
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionKEYSTONE POINTE
Legal Phase1
Legal Tract231
Legal Block1
Legal Lot Number3
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1013
Census Tract43207

Owner

Source: Osceola County records · APN 122045

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3105 KEYSTONE POINTE CT, SAINT CLOUD, FL 34772-6523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2008 · Amount on Record
Deed SaleJan 08, 2008 · Amount on Record
Prior SaleNov 20, 2007
Deed Doc Number2008005587
Deed Book / Page3622 / 1519
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,901.00 (+6.5%) Homeowner's exemption$204,980 (+5.99%)$428,300 (+4.03%) Land $75,000 Building $353,300
2023$2,724.00 (+3.81%) Homeowner's exemption$193,402 (+3%)$411,700 (+8.09%) Land $60,000 Building $351,700
2022$2,624.00 Homeowner's exemption$187,769$380,900 Land $55,000 Building $325,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskModerate
above 60% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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