3110 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3110 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,582 sqft · built 2006
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$364,500 (Sep 2006)
Tax Bill$12,453 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Aug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-19-206-006

Property Details

APN / Parcel Number

Primary APN06-19-206-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,582 sqft Living Area
Gross Area4,443 sqft
Basement Area861 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Foundation TypeRaised
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3110 CHALKSTONE AVE
CityELGIN
StateIL
Zip60124-8946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 2A LT 277
Legal SubdivisionPROVIDENCE
Legal Block1
Legal Lot Number277
Legal Unit2A
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract851911

Owner

3110 Chalkstone Ave is owned and occupied by an individual who acquired it in November 2016.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address3110 CHALKSTONE AVE, ELGIN, IL 60124-8946
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2024Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Aug 11, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2006 · Amount on File
Deed SaleSep 22, 2006 · Amount on File
Deed Document Number2006104233
Last Transfer DateNov 3, 2016
Transfer Doc0000064692
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3110 CHALKSTONE AVE, ELGIN, IL 60124-8946
Transaction TypeMortgage
Record UpdatedMar 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008104
DateMar 12, 2024
Instrument2024K008104
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 24, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3110 CHALKSTONE AVE, ELGIN, IL 60124-8946
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027550
DateAug 11, 2023
Instrument2023K027550
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJul 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3110 Chalkstone Ave was $12,453 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,453.00 Homeowner's exemption$167,014 (+8.57%) Land $43,240 Building $123,774$501,242 (+8.57%) Land $129,772 Building $371,471
2024$153,831 Land $39,827 Building $114,004$461,678 Land $119,529 Building $342,149
2022$11,565.00 (+3.38%) Homeowner's exemption$126,721 (+6.96%) Land $32,808 Building $93,913$380,163 (+6.96%) Land $98,424 Building $281,739
2021$11,187.00 Homeowner's exemption$118,475 Land $30,673 Building $87,802$355,425 Land $92,019 Building $263,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3110 Chalkstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3110 Chalkstone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000

May also be available: Verizon.

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