3101 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3101 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,905 sqft · built 2006
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Trust Names on File
Last Sale	$375,000 (Jul 2006)
Tax Bill	$11,213 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-228-001`

Property Details

APN / Parcel Number

Primary APN	`06-19-228-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,905 sqft Living Area
Gross Area	4,081 sqft
Basement Area	1,176 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	3101 CHALKSTONE AVE
City	ELGIN
State	IL
Zip	60124-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROVIDENCE UNIT 2A LT 372
Legal Subdivision	PROVIDENCE
Legal Block	1
Legal Lot Number	372
Legal Unit	2A
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1009
Census Tract	851911

Owner

3101 Chalkstone Ave is owner-occupied and held in a trust since January 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3101 CHALKSTONE AVE, ELGIN, IL 60124-8946
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST STATE MORTGAGE SERVICES LLC
May 13, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2006 · Amount on File
Deed Sale	Jul 6, 2006 · Amount on File
Deed Document Number	200672021
Last Transfer Date	Jan 19, 2018
Transfer Doc	0000005928
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3101 CHALKSTONE AVE, ELGIN, IL 60124-8946
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028072
Date	Apr 12, 2021
Instrument	2021K028072

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	3101 CHALKSTONE AVE, ELGIN, IL 60124-8946
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019048
Date	May 13, 2019
Instrument	2019K019048

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 5, 2018
Property Address	3101 CHALKSTONE AVE, ELGIN, IL 60124-8946
Document Number	0000005928
Instrument Date	Jan 19, 2018
Instrument	5928
Transaction Type	Transfer
Record Updated	Feb 15, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3101 CHALKSTONE AVE ELGIN IL 601248946, ELGIN, IL 60124-8946

Tax Assessment & Valuation

The 2025 property tax bill for 3101 Chalkstone Ave was $11,213 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,213.00 Homeowner's exemption	$151,188 (+8.57%) Land $43,240 Building $107,948	$453,745 (+8.57%) Land $129,772 Building $323,974
2024		$139,254 Land $39,827 Building $99,427	$417,929 Land $119,529 Building $298,400
2022	$10,415.00 (+3.43%) Homeowner's exemption	$114,713 (+6.96%) Land $32,808 Building $81,905	$344,139 (+6.96%) Land $98,424 Building $245,715
2021	$10,070.00 Homeowner's exemption	$107,248 Land $30,673 Building $76,575	$321,744 Land $92,019 Building $229,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3101 Chalkstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3101 Chalkstone Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, Verizon.

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