3111 Chalkstone Ave, Elgin, IL 60124 Property Records

Kane County property record for 3111 Chalkstone Ave, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,700 sqft · built 2006
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$358,000 (Sep 2006)
Tax Bill$10,184 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-225-002

Property Details

APN / Parcel Number

Primary APN06-19-225-002

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,700 sqft Living Area
Gross Area3,997 sqft
Basement Area1,297 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address3111 CHALKSTONE AVE
CityELGIN
StateIL
Zip60124-8946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 2A LT 299
Legal SubdivisionPROVIDENCE
Legal Block1
Legal Lot Number299
Legal Unit2A
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1012
Census Tract851911

Owner

3111 Chalkstone Ave is owned and occupied by two individuals who bought it in September 2006.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3111 CHALKSTONE AVE, ELGIN, IL 60124-8946
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2006 · Amount on File
Deed SaleSep 22, 2006 · Amount on File
Deed Document Number2006104206
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3111 CHALKSTONE AVE, ELGIN, IL 60124-8946
Transaction TypeMortgage
Record UpdatedNov 4, 2025
Title CompanyPGP TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3111 CHALKSTONE AVE, ELGIN, IL 60124-8946

Mortgage

Document Number0000042029
DateOct 27, 2025
Instrument2025K042029
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3111 Chalkstone Ave was $10,184 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,184.00 Homeowner's exemption Veteran's exemption$143,045 (+8.57%) Land $43,240 Building $99,805$429,307 (+8.57%) Land $129,772 Building $299,535
2024$131,754 Land $39,827 Building $91,927$395,420 Land $119,529 Building $275,891
2022$9,344.00 (+3.83%) Disabled Person's exemption Veteran's exemption$108,534 (+6.96%) Land $32,808 Building $75,726$325,602 (+6.96%) Land $98,424 Building $227,178
2021$8,999.00 Disabled Person's exemption Veteran's exemption$101,471 Land $30,673 Building $70,798$304,413 Land $92,019 Building $212,394

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3111 Chalkstone Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3111 Chalkstone Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000

May also be available: Verizon.

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