Stephens County property record for 311 Wards Cir, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 986 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (May 2024) |
| Tax Bill | $1,017 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage Dec 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021 038 |
| Primary APN | 021 038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Masonry |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Gentle Slope |
| Garage Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 541050 |
|---|---|
| Street Address | 311 WARDS CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | TRACT 2 WARDS CIR |
| Legal Subdivision | TRACT 1 |
| Legal Tract | 2 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970401 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 311 WARDS CIR, TOCCOA, GA 30577-8564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2024 | Limited Warranty Deed, Transfer · USDA Mortgage USDA |
| Dec 21, 2023 | Warranty Deed, Transfer |
| Sep 12, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on Record |
| Deed Sale | May 7, 2024 · Amount on Record |
| Prior Sale | Dec 21, 2023 · Amount on Record |
| Deed Document Number | D2024000720 |
| Deed Book / Page | 1366 / 161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 7, 2024 |
| Property Address | 311 WARDS CIR, TOCCOA, GA 30577-8564 |
| Document Number | 0013660161 |
| Book / Page | 1366 / 161 |
| Instrument Date | Apr 24, 2024 |
| Instrument | D2024000720 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 WARDS CIR, TOCCOA, GA 30577-8564 |
| Document Number | D2024000721 |
|---|---|
| Date | May 7, 2024 |
| Instrument | D2024000721 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 392 Months |
| Due | Jan 1, 2057 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 21, 2023 |
| Property Address | 311 WARDS CIR, TOCCOA, GA 30577-8564 |
| Document Number | 0013520352 |
| Book / Page | 1352 / 352 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023001554 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 WARDS CIR, TOCCOA, GA 30577-8564 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 12, 2022 |
| Property Address | 311 WARDS CIR, TOCCOA, GA 30577-8564 |
| Document Number | 0013090295 |
| Book / Page | 1309 / 295 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-001319 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 WARDS CIR, TOCCOA, GA 30577-8564 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,017.00 (+6.27%) Homeowner's exemption | $46,931 (+49.21%) Land $3,143 Building $43,788 | $117,328 (+49.22%) Land $7,858 Building $109,470 |
| 2024 | $957.00 (+9.5%) | $31,452 (+7.06%) Land $3,143 Building $28,309 | $78,630 (+7.06%) Land $7,858 Building $70,772 |
| 2023 | $874.00 (+5.68%) Homeowner's exemption | $29,377 (+5.71%) Land $3,143 Building $26,234 | $73,443 (+5.71%) Land $7,858 Building $65,585 |
| 2022 | $827.00 Homeowner's exemption | $27,790 Land $3,143 Building $24,647 | $69,476 Land $7,858 Building $61,618 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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