311 W Mitchell St, Petoskey, MI 49770 Property Records

Emmet County property record for 311 W Mitchell St, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Lot Size	0.103 acres (4,489 sqft)
Owner	Company Name on Record
Tax Bill	$7,627 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-127-056`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-127-056`

Interior

Building Area	1,820 sqft Building Perimeter

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Fire Resistance	Fireproof Steel Frame
Lot Area	4,489 sqft (0.103 acres)

Location & Zoning

Street Address	311 W MITCHELL ST
City	PETOSKEY
State	MI
Zip	49770-2327
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-3
Legal Description	EMMET CITY LOT 14 BLK 5 SOUTH OF HWY SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	EMMET CITY
Legal Block	5
Legal Lot Number	14
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1019
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7233 ROSIE SHORES DR, BYRON CENTER, MI 49315-6977
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · Commercial Mortgage CONSUMERS CREDIT UNION
Mar 7, 2017	Warranty Deed, Transfer · Commercial Mortgage LIVE OAK BANKING COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022
Deed Sale	Aug 1, 2022
Prior Sale	Aug 23, 1988 · Amount on Record
Deed Document Number	20225198966
Deed Book / Page	1245 / 996
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 1, 2022
Property Address	311 W MITCHELL ST, PETOSKEY, MI 49770-2327
Document Number	001245/996
Book / Page	1245 / 996
Instrument Date	Jul 20, 2022
Instrument	5198966
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7233 ROSIE SHORES DR, BYRON CENTER, MI 49315-6977

Mortgage

Document Number	0005198967
Date	Aug 1, 2022
Instrument	5198967

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 7, 2017
Property Address	311 W MITCHELL ST, PETOSKEY, MI 49770-2327
Document Number	01192/0772
Book / Page	1192 / 0772
Instrument Date	Mar 6, 2017
Instrument	5145650
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$203.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1400, ALANSON, MI 49706-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 W MITCHELL ST, PETOSKEY, MI 49770-2327

Mortgage

Document Number	01192/0773
Date	Mar 7, 2017
Book Page	1192/0773
Instrument	5145651

Lender

Name	LIVE OAK BANKING COMPANY
Type	Bank
Address	WILMINGTON, NC 28403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,900 (+44.96%) Land $199,900	$399,800 (+44.96%) Land $399,800
2024	$7,627.00
2023		$137,900 Land $137,900	$275,800 Land $275,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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