215 W Mitchell St, Petoskey, MI 49770 Property Records

Emmet County property record for 215 W Mitchell St, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Details	3,182 sqft · built 1880
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,839 (2024)
Deeds & Mortgages	May 2022 Sale Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-202-025`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-202-025`

Interior

Units	2 Units
Stories	1 Story
Building Area	3,182 sqft Total Area
1st Floor Area	3,182 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Street Address	215 W MITCHELL ST
City	PETOSKEY
State	MI
Zip	49770-2325
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	COP B-3
Legal Description	THE VILLAGE OF WACHTEL QUINLAN & MC CARTY'S ADD. LOT 22. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	WACHTEL, QUINLAN AND MCCARTHYS ADDITION
Legal Lot Number	22
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1020
Census Tract	970800

Owner

215 W Mitchell St, a commercial property, is owned by two individuals who acquired it in May 2022.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 W MITCHELL ST, PETOSKEY, MI 49770-2325
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer
Nov 6, 2017	Deed of Trust, Mortgage CHEMICAL BANK
Dec 26, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022
Deed Sale	May 23, 2022
Prior Sale	Dec 26, 2018 · Amount on File
Deed Document Number	20225197146
Deed Book / Page	1244 / 175
Prior Transfer Date	Sep 19, 2011
Prior Transfer Doc	1138/1
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 23, 2022
Property Address	215 W MITCHELL ST, PETOSKEY, MI 49770-2325
Document Number	001244/175
Book / Page	1244 / 175
Instrument Date	May 20, 2022
Instrument	5197146
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 W MITCHELL ST, PETOSKEY, MI 49770-2325

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	215 W MITCHELL ST, PETOSKEY, MI 49770-2325
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1199/0117
Date	Nov 6, 2017
Book Page	1199/0117
Instrument	5152000

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 26, 2018
Property Address	215 W MITCHELL ST, PETOSKEY, MI 49770-2325
Document Number	1208/933
Book / Page	1208 / 933
Instrument Date	Dec 18, 2018
Instrument	5161826
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 MAYBERRY HL, PETOSKEY, MI 49770-9716

Mortgage

Document Number	5161827
Date	Dec 26, 2018
Instrument	5161827

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	1208/933
Date	Dec 26, 2018
Book Page	1208/933
Instrument	5161826

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$254,000 (+17.38%) Land $25,000 Building $229,000	$508,000 (+17.38%) Land $50,000 Building $458,000
2025		$216,400 Land $15,800 Building $200,600	$432,800 Land $31,600 Building $401,200
2024	$9,839.00
2023		$177,900 Land $11,300 Building $166,600	$355,800 Land $22,600 Building $333,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 W Mitchell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 W Mitchell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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