Emmet County property record for 315 W Mitchell St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,314 sqft · built 1900 |
| Lot Size | 0.105 acres (4,591 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,112 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-127-055 |
| Primary APN | 52-19-06-127-055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 4,591 sqft (0.105 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 315 W MITCHELL ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP B-3 |
| Legal Description | EMMET CITY LOT 13 BLK 5, EXC HWY. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | EMMET CITY |
| Legal Block | 5 |
| Legal Lot Number | 13 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970800 |
315 W Mitchell St is owned by a company that acquired it in February 2026.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1394 TRACY LN, PETOSKEY, MI 49770-8572 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2026 |
| Deed Sale | Feb 12, 2026 |
| Prior Sale | Jun 3, 2025 · Amount on File |
| Deed Document Number | 20265226130 |
| Deed Book / Page | 1273 / 80 |
| Prior Transfer Date | Feb 6, 2026 |
| Prior Transfer Doc | 0001273/80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 315 W MITCHELL ST, PETOSKEY, MI 49770-2327 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1394 TRACY LN, PETOSKEY, MI 49770-8572 |
| Document Number | 0005226131 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 5226131 |
| Name | CITIZENS NATIONAL BANK OF CHEBOYGAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,100 (-24.9%) Land $97,100 | $194,200 (-24.9%) Land $194,200 | |
| 2025 | $129,300 Land $129,300 | $258,600 Land $258,600 | |
| 2024 | $2,112.00 | ||
| 2023 | $84,500 Land $84,500 | $169,000 Land $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 315 W Mitchell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 315 W Mitchell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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