Gasconade County property record for 311 W 15th St, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,291 sqft · built 1963 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,445 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7.0-35-4-02-008.000 |
| Primary APN | 02-7.0-35-4-02-008.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,291 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 311 W 15TH ST |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 41 & E1/2 LOT 43 BLOCK 13 HAIDS SUBD CITY HERMANN |
| Legal Range | 05W |
| Legal Township | 46N |
| Legal Section | 35 |
| Legal Subdivision | HAIDS SUBD |
| Legal Block | 13 |
| Legal Lot Number | 41&43 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 960100 |
311 W 15th St is owned and occupied by an individual who acquired it in June 2026.
Source: Gasconade County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 311 W 15TH ST, HERMANN, MO 65041-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 29, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 24, 2026 |
| Transfer Doc | 0000002194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | Jul 14, 2026 |
| Property Address | 311 W 15TH ST, HERMANN, MO 65041-1508 |
| Document Number | 0000002360 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 20262360 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 409 CLOVER LN, NEW HAVEN, MO 63068-1310 |
| Document Number | 0000002360, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20262360 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | Jun 29, 2026 |
| Property Address | 311 W 15TH ST, HERMANN, MO 65041-1508 |
| Document Number | 0000002195 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 20262195 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GASCONADE MO |
| Recording Date | Jun 29, 2026 |
| Property Address | 311 W 15TH ST, HERMANN, MO 65041-1508 |
| Document Number | 0000002194 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20262194 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 W 15TH ST, HERMANN, MO 65041-1508 |
The 2025 property tax bill for 311 W 15th St was $1,445.
Source: Gasconade County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Municipality | Hermann City |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,090 (-) | $116,250 (-) Land $24,080 Building $92,170 | |
| 2025 | $1,445.00 | $22,090 | $116,250 Land $24,080 Building $92,170 |
| 2023 | $1,344.00 (+0.15%) | $20,280 | $106,720 |
| 2022 | $1,342.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 311 W 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 311 W 15th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERMANN PWS serves 2,500 people · EPA ID MO6010360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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