108 W 15th St, Hermann, MO 65041 Property Records

Gasconade County property record for 108 W 15th St, Hermann, MO 65041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,945 sqft · built 1966
Lot Size	1.26 acres (55,191 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,337 (2025)
Deeds & Mortgages	Feb 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`02-7.0-36-3-12-002.000`

Property Details

APN / Parcel Number

Primary APN	`02-7.0-36-3-12-002.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,945 sqft Living Area
1st Floor Area	1,945 sqft
Flooring	Softwood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,191 sqft (1.26 acres)
Lot Dimensions	120 ft deep x 460 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	108 W 15TH ST
City	HERMANN
State	MO
Zip	65041-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 1, ALL LOTS 2,3,4,5, SCHRIEWER SUB #1, CITY HERMANN
Legal Range	05W
Legal Township	46N
Legal Section	36
Legal Subdivision	SCHRIEWER SUB #1
Legal Lot Number	1&5
Jurisdiction	GASCONADE MO
Township / Civil Division	ROARK
Census Block Group	1
Census Block	1040
Census Tract	960100

Owner

108 W 15th St, a single family home, is owned by two individuals.

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 169, HERMANN, MO 65041-0169
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASCONADE MO
Property Address	108 W 15TH ST, HERMANN, MO 65041-1448
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230422
Date	Feb 27, 2023
Instrument	2023-0422

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 108 W 15th St was $2,337.

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Gasconade County
Municipality	Hermann City
Unified School District	Gasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,730 (-)	$188,050 (-) Land $47,730 Building $140,320
2025	$2,337.00	$35,730	$188,050 Land $47,730 Building $140,320
2023	$2,180.00 (+0.18%)	$32,890	$173,110
2022	$2,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 W 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	139 (1978–2020)
Claims Outside the SFHA	14 of 139
Most Recent Claim	Jul 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 11 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 27 claims Severe Storms & Flooding, Sep 1993 · 54 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 W 15th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERMANN PWS serves 2,500 people · EPA ID MO6010360
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Callabyte Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20