Gasconade County property record for 115 W 15th St, Hermann, MO 65041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,608 sqft · built 1971 |
| Lot Size | 0.749 acres (32,640 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,946 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-7.0-36-3-05-004.000 |
| Primary APN | 02-7.0-36-3-05-004.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 2,609 sqft |
| Flooring | Softwood |
| Interior Walls | Plywood |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,640 sqft (0.749 acres) |
| Lot Dimensions | 120 ft deep x 272 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 W 15TH ST |
|---|---|
| City | HERMANN |
| State | MO |
| Zip | 65041-1447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W1/2 LOT 2, ALL LOTS 3,4,5,6, BLOCK B, ROBINSON SUBD, CITY HERMANN |
| Legal Range | 05W |
| Legal Township | 46N |
| Legal Section | 36 |
| Legal Subdivision | ROBINSON SUBD |
| Legal Block | B |
| Legal Lot Number | 2&6 |
| Jurisdiction | GASCONADE MO |
| Township / Civil Division | ROARK |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 960100 |
115 W 15th St is owned and occupied by two individuals.
Source: Gasconade County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 W 15TH ST, HERMANN, MO 65041-1447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASCONADE MO |
| Property Address | 115 W 15TH ST, HERMANN, MO 65041-1447 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20211247 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-1247 |
| Name | PEOPLES SAVINGS BANK OF RHINELAND |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2025 property tax bill for 115 W 15th St was $2,946.
Source: Gasconade County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Gasconade County |
| Municipality | Hermann City |
| Unified School District | Gasconade County R-I School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,050 (-) | $237,130 (-) Land $33,150 Building $203,980 | |
| 2025 | $2,946.00 | $45,050 | $237,130 Land $33,150 Building $203,980 |
| 2023 | $2,747.00 (+0.18%) | $41,440 | $218,120 |
| 2022 | $2,742.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 W 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 139 (1978–2020) |
| Claims Outside the SFHA | 14 of 139 |
| Most Recent Claim | Jul 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 W 15th St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERMANN PWS serves 2,500 people · EPA ID MO6010360 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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