311 Summer Ave, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 311 Summer Ave, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,914 sqft · built 1886
Lot Size	0.332 acres (14,453 sqft)
Owner	2 Individual Names on File
Last Sale	$566,500 (Aug 2009)
Tax Bill	$12,270 (2026)
Deeds & Mortgages	Jan 2022 Refinance Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`READ M:011.0-0000-0117.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:011.0-0000-0117.0`
Alternative APNs	`M:011.0=0000=0117.0` `330000000230` `330000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,914 sqft Living Area
Gross Area	4,800 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,453 sqft (0.332 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	330000000230
Street Address	311 SUMMER AVE
City	READING
State	MA
Zip	01867-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S15
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	5
Census Block	5000
Census Tract	334100

Owner

311 Summer Ave is owned and occupied by two individuals who bought it in August 2009.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	311 SUMMER AVE, READING, MA 01867-3440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WATERMARK CAPITAL INC
Apr 19, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2009 · Amount on File
Deed Sale	Aug 26, 2009 · Amount on File
Prior Sale	May 24, 2002 · Amount on File
Deed Document Number	2009168982
Deed Book / Page	53443 / 399
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	311 SUMMER AVE, READING, MA 01867-3440
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079478-563
Date	Jan 4, 2022
Book Page	79478/563
Instrument	1220

Lender

Name	WATERMARK CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	311 SUMMER AVE, READING, MA 01867-3440
Document Number	72577-193
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 SUMMER AVE READING MA 018673440, READING, MA 01867-3440

Mortgage

Document Number	72577-193
Date	May 9, 2019
Book Page	072577/000193
Instrument	59915

Lender

Name	THIRD FED'L S&L ASSN

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 311 Summer Ave was $12,270, up 1.5% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,270.00 (+1.52%)	$1,119,500 (+5.5%) Land $526,200 Building $592,800	$1,247,138 (+11.33%)
2025	$12,086.00 (+1.17%)	$1,061,100 (+4.1%) Land $498,800 Building $562,300	$1,120,240 (+5.51%)
2024	$11,946.00 (+3.24%)	$1,019,300 (+10.9%) Land $479,100 Building $540,200	$1,061,720
2023	$11,571.00	$919,100 Land $432,000 Building $487,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 311 Summer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 311 Summer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures