Middlesex County and Reading Town property record for 294 Summer Ave, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1.5 ba · 1,032 sqft · built 1920 |
| Lot Size | 0.427 acres (18,639 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Jun 2023) |
| Tax Bill | $6,727 (2025) |
| Deeds & Mortgages | May 2021 Refinance Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40A000000140 |
| Primary APN | 40A000000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 1,382 sqft |
| Basement Area | 350 sqft |
| Unfinished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 18,639 sqft |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 40A000000140 |
|---|---|
| Street Address | 294 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3446 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | SUMMER AVE CONDO |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 334100 |
Source: Middlesex County and Reading Town records · APN 40A000000140
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 294 SUMMER AVE, READING, MA 01867-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Jun 07, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| May 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Feb 05, 2020 | Deed of Trust, Mortgage · Conventional with PMI CROSS CNTRY MTG |
| Jan 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2023 · Amount on Record |
| Deed Sale | Jun 07, 2023 · Amount on Record |
| Prior Sale | Jan 06, 2011 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 294 SUMMER AVE, READING, MA 01867-3446 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001880958 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 1880958 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jun 01, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 07, 2023 |
| Property Address | 294 SUMMER AVE, READING, MA 01867-3446 |
| Document Number | 0001938342 |
| Instrument Date | Jun 07, 2023 |
| Instrument | 1938342 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 294 SUMMER AVE, READING, MA 01867-3446 |
| Document Number | 0001938343 |
|---|---|
| Date | Jun 07, 2023 |
| Instrument | 1938343 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 294 SUMMER AVE, READING, MA 01867-3446 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1880958 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 1880958 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jun 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 294 SUMMER AVE, READING, MA 01867-3446 |
| Document Number | 0001836011 |
| Instrument Date | Feb 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 294 SUMMER AVE #294 READING MA 018673446, 294, READING, MA 01867-3446 |
| Document Number | 0001836011 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 1836011 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 09, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 294 SUMMER AVE, READING, MA 01867-3446 |
| Document Number | 0000005387 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Name | Verified Name |
|---|---|
| Address | 294 SUMMER AVE #294 READING MA 018673446, 294, READING, MA 01867-3446 |
| Document Number | 0000005387 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 5387 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2049 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,727.00 (+15.39%) | $590,600 (+18.74%) Building $590,600 | $684,190 (+9.8%) |
| 2024 | $5,830.00 (-2.31%) | $497,400 (+4.94%) Building $497,400 | $623,105 |
| 2023 | $5,968.00 | $474,000 Building $474,000 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1979–1998) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 1998 · Heavy Rains And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 424 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures