Middlesex County and Reading Town property record for 297 Summer Ave, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,037 sqft · built 1920 |
| Lot Size | 0.313 acres (13,652 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $309,900 (Jul 1994) |
| Tax Bill | $11,961 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:011.0-0000-0130.0 |
| Primary APN | READ M:011.0-0000-0130.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,037 sqft Living Area |
| Gross Area | 5,089 sqft |
| Basement Area | 1,182 sqft |
| Unfinished Basement | 1,182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 13,652 sqft (0.313 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 330000000420 |
|---|---|
| Street Address | 297 SUMMER AVE |
| City | READING |
| State | MA |
| Zip | 01867-3447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 334100 |
297 Summer Ave is owner-occupied and held in a trust since May 2024.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 297 SUMMER AVE, READING, MA 01867-3447 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 1994 · Amount on File |
| Deed Sale | Jul 15, 1994 · Amount on File |
| Prior Sale | Jun 13, 1988 · Amount on File |
| Last Transfer Date | May 1, 2024 |
| Transfer Doc | 082847-237 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 297 Summer Ave was $11,961, up 1.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,961.00 (+1.49%) | $1,091,300 (+5.47%) Land $523,000 Building $560,300 | $1,222,194 (-1.38%) |
| 2025 | $11,785.00 (+1.13%) | $1,034,700 (+4.06%) Land $495,700 Building $539,000 | $1,239,275 (+4.33%) |
| 2024 | $11,653.00 (+3.14%) | $994,300 (+10.8%) Land $476,200 Building $518,100 | $1,187,785 |
| 2023 | $11,298.00 | $897,400 Land $429,400 Building $468,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 297 Summer Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 297 Summer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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