311 Saddle Back Rd, Vernon Hills, IL 60061 Property Records

Lake County property record for 311 Saddle Back Rd, Vernon Hills, IL 60061

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,362 sqft · built 1991
Lot Size	0.383 acres (16,683 sqft)
Owner	Individual Name on File
Last Sale	$386,000 (Apr 2012)
Tax Bill	$16,399 (2024)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-04-317-003`

Property Details

APN / Parcel Number

Primary APN	`15-04-317-003`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,362 sqft Living Area
Gross Area	3,891 sqft
1st Floor Area	1,338 sqft
Upper Floors Area	1,024 sqft
Basement Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	16,683 sqft (0.383 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	311 SADDLE BACK RD
City	VERNON HILLS
State	IL
Zip	60061-3139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE FENCE FARMS UNIT 2; LOT 53
Legal Subdivision	STONE FENCE FARMS UNIT 2
Legal Lot Number	53
Legal Unit	2
Jurisdiction	LAKE IL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1022
Census Tract	864513

Owner

311 Saddle Back Rd is owned and occupied by an individual who bought it in April 2012.

Source: Lake County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	311 SADDLE BACK RD, VERNON HILLS, IL 60061-3139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2012 · Amount on File
Deed Sale	Apr 2, 2012 · Amount on File
Prior Sale	Aug 8, 2011
Deed Document Number	20126836642
Prior Transfer Date	Jul 25, 2011
Prior Transfer Doc	0006755467
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	311 SADDLE BACK RD, VERNON HILLS, IL 60061-3139
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007426966
Date	Sep 13, 2017
Instrument	7426966

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Vernon Township
Municipality	Vernon Hills Village
Elementary School District	Lincolnshire-Prairieview School District 103 (KG - 08)
Secondary School District	Adlai E. Stevenson High School District 125 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,055 (+8.2%) Land $46,848 Building $157,207	$612,226 (+8.2%) Land $140,558 Building $471,668
2024	$16,399.00 (+2.79%)	$188,588 (+5.98%) Land $43,297 Building $145,291	$565,821 (+5.98%) Land $129,904 Building $435,917
2023	$15,954.00 (+8.89%)	$177,947 (+4.41%) Land $40,854 Building $137,093	$533,894 (+4.41%) Land $122,574 Building $411,320
2022	$14,651.00	$170,438 Land $39,130 Building $131,308	$511,365 Land $117,402 Building $393,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 311 Saddle Back Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 Saddle Back Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERNON HILLS - LAKE CO PW serves 33,207 people · EPA ID IL0971750
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20