Lake County property record for 295 Saddle Back Rd, Vernon Hills, IL 60061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,176 sqft · built 1991 |
| Lot Size | 0.406 acres (17,677 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $617,500 (Sep 2007) |
| Tax Bill | $18,738 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-04-317-002 |
| Primary APN | 15-04-317-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,176 sqft Living Area |
| Gross Area | 4,966 sqft |
| 1st Floor Area | 1,478 sqft |
| Upper Floors Area | 1,184 sqft |
| Basement Area | 1,478 sqft |
| Finished Basement | 514 sqft |
| Unfinished Basement | 964 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Lot Area | 17,677 sqft (0.406 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 295 SADDLE BACK RD |
|---|---|
| City | VERNON HILLS |
| State | IL |
| Zip | 60061-3139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE FENCE FARMS UNIT 2; LOT 54 |
| Legal Subdivision | STONE FENCE FARMS UNIT 2 |
| Legal Lot Number | 54 |
| Legal Unit | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 864513 |
295 Saddle Back Rd is owned by a company that acquired it in March 2026.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 295 SADDLE BACK RD, VERNON HILLS, IL 60061-3139 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP |
| Apr 7, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2007 · Amount on File |
| Deed Sale | Sep 7, 2007 · Amount on File |
| Prior Sale | Jan 5, 2004 · Amount on File |
| Deed Document Number | 20076238361 |
| Last Transfer Date | Mar 5, 2026 |
| Transfer Doc | 0008157028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Mar 13, 2026 |
| Property Address | 295 SADDLE BACK RD, VERNON HILLS, IL 60061-3139 |
| Document Number | 0008157028 |
| Map Reference | DOC 2723453 |
| Instrument Date | Mar 5, 2026 |
| Instrument | 8157028 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 295 SADDLE BACK RD, VERNON HILLS, IL 60061-3139 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 295 SADDLE BACK RD, VERNON HILLS, IL 60061-3139 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007765086 |
|---|---|
| Date | Mar 19, 2021 |
| Instrument | 7765086 |
| Name | CHICAGO MORTGAGE SOLUTIONS CORP |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 295 SADDLE BACK RD, VERNON HILLS, IL 60061-3139 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007646345 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 7646345 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Mar 24, 2035 |
| Rate | 4.69% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Vernon Township |
| Municipality | Vernon Hills Village |
| Elementary School District | Lincolnshire-Prairieview School District 103 (KG - 08) |
| Secondary School District | Adlai E. Stevenson High School District 125 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,923 (+8.2%) Land $44,938 Building $186,985 | $695,838 (+8.2%) Land $134,827 Building $561,011 | |
| 2024 | $18,738.00 (+2.76%) | $214,343 (+5.98%) Land $41,531 Building $172,812 | $643,093 (+5.98%) Land $124,605 Building $518,488 |
| 2023 | $18,235.00 (+9.24%) | $202,249 (+4.4%) Land $39,188 Building $163,061 | $606,808 (+4.4%) Land $117,576 Building $489,232 |
| 2022 | $16,692.00 | $193,716 Land $37,535 Building $156,181 | $581,206 Land $112,616 Building $468,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 295 Saddle Back Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 295 Saddle Back Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERNON HILLS - LAKE CO PW serves 33,207 people · EPA ID IL0971750 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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