Lake County property record for 308 Saddle Back Rd, Vernon Hills, IL 60061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,481 sqft · built 1991 |
| Lot Size | 0.279 acres (12,162 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $535,000 (Aug 2017) |
| Tax Bill | $16,312 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-04-316-004 |
| Primary APN | 15-04-316-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,481 sqft Living Area |
| Gross Area | 3,940 sqft |
| 1st Floor Area | 1,368 sqft |
| Upper Floors Area | 1,113 sqft |
| Basement Area | 1,018 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Lot Area | 12,162 sqft (0.279 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 308 SADDLE BACK RD |
|---|---|
| City | VERNON HILLS |
| State | IL |
| Zip | 60061-3140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONE FENCE FARMS UNIT 2; LT 50 |
| Legal Subdivision | STONE FENCE FARMS UNIT 2 |
| Legal Lot Number | 50 |
| Legal Unit | 2 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 864513 |
308 Saddle Back Rd is owned by a company that acquired it in September 2024.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 308 SADDLE BACK RD, VERNON HILLS, IL 60061-3140 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Aug 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2017 · Amount on File |
| Deed Sale | Aug 16, 2017 · Amount on File |
| Prior Sale | Aug 27, 2013 · Amount on File |
| Deed Document Number | 20177420168 |
| Last Transfer Date | Sep 13, 2024 |
| Transfer Doc | 0008057095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 308 SADDLE BACK RD, VERNON HILLS, IL 60061-3140 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007823705 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 7823705 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 308 SADDLE BACK RD, VERNON HILLS, IL 60061-3140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007486815 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 7486815 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 308 SADDLE BACK RD, VERNON HILLS, IL 60061-3140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007557565 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 7557565 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | SCHAUMBURG, IL 60173 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 308 SADDLE BACK RD, VERNON HILLS, IL 60061-3140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007651866 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 7651866 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 16, 2017 |
| Property Address | 308 SADDLE BACK RD, VERNON HILLS, IL 60061-3140 |
| Document Number | 0007420168 |
| Map Reference | DOC2723453 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 7420168 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0007420169 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 7420169 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Number | 0007420170 |
|---|---|
| Date | Aug 16, 2017 |
| Instrument | 7420170 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate | 5% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Vernon Township |
| Municipality | Vernon Hills Village |
| Elementary School District | Hawthorn Community Consolidated School District 73 (PK - 08) |
| Secondary School District | Libertyville Community High School District 128 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,015 Land $43,455 Building $159,560 | $609,106 Land $130,378 Building $478,728 | |
| 2024 | $16,312.00 (+7.87%) | ||
| 2023 | $15,122.00 (+3.97%) | $177,040 (+4.41%) Land $37,895 Building $139,145 | $531,173 (+4.41%) Land $113,696 Building $417,477 |
| 2022 | $14,544.00 | $169,569 Land $36,296 Building $133,273 | $508,758 Land $108,899 Building $399,859 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 308 Saddle Back Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 308 Saddle Back Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERNON HILLS - LAKE CO PW serves 33,207 people · EPA ID IL0971750 |
|---|---|
| Water Source | Purchased surface water from CENTRAL LAKE COUNTY JAWA |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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