Ogle County property record for 311 S 3rd St, Oregon, IL 61061
| Property Type | Single Family Home |
|---|---|
| Details | 884 sqft · built 1954 |
| Lot Size | 0.15 acres (6,558 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Jun 2026) |
| Tax Bill | $1,952 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03-184-004 |
| Primary APN | 16-03-184-004 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 884 sqft Living Area |
| Basement Area | 8,884 sqft |
| Unfinished Basement | 8,884 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 6,558 sqft (0.15 acres) |
| Lot Dimensions | 132 ft deep x 49.5 ft wide |
| Garage Type | Detached |
| Garage Area | 228 sqft |
| Street Address | 311 S 3RD ST |
|---|---|
| City | OREGON |
| State | IL |
| Zip | 61061-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOT 6 HIGGINS SUBD OF BLK 31 CITY OF OREGON |
| Legal Subdivision | HIGGINS SUBD |
| Legal Block | 31 |
| Legal Lot Number | 6 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | OREGON-NASHUA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 961400 |
311 S 3rd St is owned and occupied by an individual who bought it in June 2026.
Source: Ogle County records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE |
| Jun 8, 2026 | Warranty Deed, Transfer |
| Sep 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| Dec 2, 2019 | Trustee's Deed, Construction Loan · Line of Credit CENTRAL BK/IL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on File |
| Deed Sale | Jun 8, 2026 · Amount on File |
| Prior Sale | Sep 14, 2022 · Amount on File |
| Deed Document Number | 2026202602780 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jun 8, 2026 |
| Property Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Document Number | 0000002781 |
| Instrument Date | May 26, 2026 |
| Instrument | 20262781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Document Number | 0000002781, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20262781 |
| Name | ENVOY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jun 8, 2026 |
| Property Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Document Number | 0000002780 |
| Instrument Date | May 26, 2026 |
| Instrument | 20262780 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $21,210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Sep 14, 2022 |
| Property Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Document Number | 0000005306 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 202205306 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Document Number | 0000005307 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 202205307 |
| Name | BLACKHAWK BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004387 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 202104387 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 1, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Dec 2, 2019 |
| Property Address | 311 S 3RD ST, OREGON, IL 61061-1820 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 6851 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 342 OREGON IL 610610342, OREGON, IL 61061-0342 |
| Document Number | 0000006851 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 6851 |
| Name | CENTRAL BK/IL |
|---|---|
| Type | Bank |
| Address | ROCHELLE, IL 61068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Dec 1, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 311 S 3rd St was $1,952, up 4.9% from the year before.
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Ogle County |
| County Subdivision | Oregon-Nashua Township |
| Municipality | Oregon City |
| Unified School District | Oregon Community Unit School District 220 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,952.00 (+4.95%) | $26,130 (+7.25%) Land $5,562 Building $20,568 | $78,390 (+7.25%) Land $16,686 Building $61,704 |
| 2024 | $1,860.00 | $24,364 (+10.75%) Land $5,186 Building $19,178 | $73,092 (+10.75%) Land $15,558 Building $57,534 |
| 2023 | $22,000 Land $5,790 Building $16,210 | $66,000 Land $17,370 Building $48,630 | |
| 2022 | $2,099.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 311 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 311 S 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OREGON serves 3,449 people · EPA ID IL1410400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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