302 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 302 S 3rd St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Lot Size0.379 acres (16,513 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Mar 2022)
Tax Bill$10,425 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-03-175-013

Property Details

APN / Parcel Number

Primary APN16-03-175-013

Exterior

Lot Area16,513 sqft (0.379 acres)

Location & Zoning

Street Address302 S 3RD ST
CityOREGON
StateIL
Zip61061-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 10FT LTS 2&3 & LTS 10 & 11 EX N 11.30FT LOT 2 & 11 &S 1FT LT 10 MOORES SUBD OF BLK 30 CITY OF OREGON
Legal SubdivisionMOORES SUBD
Legal Block30
Legal Lot Number2-3,10
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group3
Census Block3036
Census Tract961400

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address302 S 3RD ST, OREGON, IL 61061-1821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Warranty Deed, Transfer · Conventional Mortgage
HOLCOMB STATE BANK
Dec 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NORTHERN CU
Dec 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NORTHERN CU
Sep 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST NORTHERN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 21, 2022 · Amount on Record
Deed SaleMar 21, 2022 · Amount on Record
Prior SaleMay 6, 2015 · Amount on Record
Deed Document Number20221676
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateMar 21, 2022
Property Address302 S 3RD ST, OREGON, IL 61061-1821
Document Number0000001676
Instrument DateMar 18, 2022
Instrument202201676
Transaction TypeTransfer
Record UpdatedApr 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$435.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address302 S 3RD ST, OREGON, IL 61061-1821

Mortgage

Document Number0000001677
DateMar 21, 2022
Instrument202201677
Lender
NameHOLCOMB STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.13%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address302 S 3RD ST, OREGON, IL 61061-1821
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008883
DateDec 3, 2021
Instrument202108883
Lender
NameFIRST NORTHERN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueNov 6, 2028
Interest
Rate TypeFixed Rate

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address302 S 3RD ST, OREGON, IL 61061-1821
Transaction TypeMortgage
Record UpdatedDec 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008882
DateDec 3, 2021
Instrument202108882
Lender
NameFIRST NORTHERN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 6, 2026
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address302 S 3RD ST, OREGON, IL 61061-1821
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006570
DateSep 9, 2021
Instrument202106570
Lender
NameFIRST NORTHERN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,425.00 (+13.41%)$113,495 (+10.4%) Land $10,799 Building $102,696$340,485 (+10.4%) Land $32,397 Building $308,088
2023$102,806 Land $10,177 Building $92,629$308,418 Land $30,531 Building $277,887
2022$9,192.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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