306 S 3rd St, Oregon, IL 61061 Property Records

Ogle County property record for 306 S 3rd St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details2,513 sqft · built 1899
Lot Size0.24 acres (10,459 sqft)
OwnerIndividual Name on File
Last Sale$114,500 (Feb 2018)
Tax Bill$5,133 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-03-175-010

Property Details

APN / Parcel Number

Primary APN16-03-175-010

Interior

Stories2 Stories
Building Area2,513 sqft Living Area
Basement Area1,302 sqft
Unfinished Basement1,302 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Lot Area10,459 sqft (0.24 acres)
Lot Dimensions132 ft deep x 79.2 ft wide
Garage TypeAttached
Garage Area540 sqft

Location & Zoning

Street Address306 S 3RD ST
CityOREGON
StateIL
Zip61061-1821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 9 & N 15FT LOT 8 & S 1 FT LOT 10 MOORES SUBD BLK 30 CITY OF OREGON
Legal SubdivisionMOORES SUBD
Legal Block30
Legal Lot Number8-10
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group3
Census Block3036
Census Tract961400

Owner

306 S 3rd St is owned and occupied by an individual who bought it in February 2018.

Source: Ogle County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address306 S 3RD ST, OREGON, IL 61061-1821
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK
Feb 27, 2018Deed, Transfer · Conventional Mortgage
BYRON BANK
Apr 13, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2018 · Amount on File
Deed SaleFeb 27, 2018 · Amount on File
Prior SaleApr 13, 2017
Deed Document Number20181072
Prior Transfer DateMar 30, 2017
Prior Transfer Doc0000002053
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address306 S 3RD ST, OREGON, IL 61061-1821
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007868
DateOct 16, 2020
Instrument202007868
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

February 2018: Deed, Transfer

Document TypeDeed
JurisdictionOGLE IL
Recording DateFeb 27, 2018
Property Address306 S 3RD ST, OREGON, IL 61061-1821
Document Number0000001072
Instrument DateFeb 23, 2018
Instrument201801072
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$171.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 S 3RD ST, OREGON, IL 61061-1821

Mortgage

Document Number0000001073
DateFeb 27, 2018
Instrument201801073
Lender
NameBYRON BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOGLE IL
Recording DateApr 13, 2017
Property Address306 S 3RD ST, OREGON, IL 61061-1821
Document Number0000002053
Instrument DateMar 30, 2017
Instrument2053
Transaction TypeTransfer
Record UpdatedApr 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 4TH ST GENEVA IL 60134, GENEVA, IL 60134

Tax Assessment & Valuation

The 2025 property tax bill for 306 S 3rd St was $5,133.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,133.00$58,927 Land $8,966 Building $49,961$176,781 Land $26,898 Building $149,883
2023$48,518 Land $6,808 Building $41,710$145,554 Land $20,424 Building $125,130
2022$4,011.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 306 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 S 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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