Kenton County property record for 311 Oak St, Ludlow, KY 41016 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,818 sqft · built 1900 |
| Lot Size | 0.071 acres (3,125 sqft) |
| Owner | Owner Name on File |
| Last Sale | $132,000 (Aug 2014) |
| Tax Bill | $1,828 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-34-10-007.00 |
| Primary APN | 026-34-10-007.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,818 sqft Finished Area |
| Gross Area | 2,013 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,125 sqft (0.071 acres) |
| Lot Dimensions | 125 ft deep x 25 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0263410007.00 |
|---|---|
| Street Address | 311 OAK ST |
| City | LUDLOW |
| State | KY |
| Zip | 41016-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENNER GEO R W 1/2 OF E 1/2 LOT 52 25'X 125' SS OAK 125' W DAVIES |
| Legal Subdivision | KENNER GEO R |
| Legal Lot Number | 52 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 66900 |
Source: Kenton County records · APN 026-34-10-007.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 311 OAK ST, LUDLOW, KY 41016-1416 |
| Occupancy | Owner Occupied |
| Last Sale | Aug 19, 2014 · Amount on Record |
|---|---|
| Deed Sale | Aug 19, 2014 · Amount on Record |
| Prior Sale | Jul 07, 2011 · Amount on Record |
| Deed Document Number | 0000054771 |
| Deed Book / Page | 5477 / 1 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 311 OAK ST, LUDLOW, KY 41016-1416 |
| Document Number | 0000000100 |
| Instrument Date | May 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2019 |
| Title Company | PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 311 OAK ST LUDLOW KY 410161416, LUDLOW, KY 41016-1416 |
| Document Number | 0000000100 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 0C6662/000034 |
| Instrument | 100 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 16, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,828.00 (+1.5%) | $140,000 (-) Land $10,000 Building $130,000 | $140,000 (-) Land $10,000 Building $130,000 |
| 2023 | $1,801.00 | $140,000 Land $10,000 Building $130,000 | $140,000 Land $10,000 Building $130,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Central Ludlow Historic District listed 1984 · 343 contributing resources · NRIS 84000526 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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