305 Oak St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 305 Oak St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Triplex
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1920
Square Footage2,694 sqft Finished Area
Lot Size3,452 sqft (0.079 acres)
GarageBasement
Last Sale$53,500 (2023)
Tax Bill$1,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-34-10-009.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,694 sqft Finished Area
Gross Area2,774 sqft Gross Area
Stories3 Stories

Exterior

Year BuiltBuilt 1920
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeStone Foundation
Roof MaterialComposition Shingle Roof
Lot Area3,452 sqft (0.079 acres)
Depth X Width86.3 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0263410009.00
Street Address305 OAK ST
CityLUDLOW
StateKY
Zip41016-1467
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Triplex
Legal DescriptionKENNER GEO R PT LOT 51 40'X 86.25' SS OAK 35' W DAVIES CENTER
Legal SubdivisionKENNER GEO R
Legal Lot Number51
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2023
Census Tract66900

Owner

Source: Kenton County records · APN 026-34-10-009.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1930 BULLOCK PEN RD, COVINGTON, KY 41017-8163
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Warranty Deed, Transfer · Commercial Mortgage
MMX LLC
May 01, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2023 · Amount on Record
Deed SaleJun 07, 2023 · Amount on Record
Prior SaleMay 01, 2018 · Amount on Record
Deed Doc Number0000229869
Deed Book / Page229 / 869
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 07, 2023
Property Address305 OAK ST, LUDLOW, KY 41016-1467
Document Number0005900022
Book / PageKC 229 / 869
Map ReferencePL 133
Instrument DateJun 02, 2023
Instrument23060705900022
Transaction TypeTransfer
Record UpdatedJun 19, 2023
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1428 VIDOT CT, COVINGTON, KY 41011-2717

Transferred To (Grantee/Buyer)

NameVerified Name
Address1930 BELWELL RD, COVINGTON, KY 41017

Mortgage

Document Number0005900023
DateJun 07, 2023
Book PageKCM 467/414
Instrument23060705900023
Lender
NameMMX LLC
TypeNon-Lending Institution
AddressLOUISVILLE, KY 40207
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJun 02, 2024

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMay 01, 2018
Property Address305 OAK ST, LUDLOW, KY 41016-1467
Document Number0000000174
Book / Page0C6401 / 000014
Instrument DateApr 30, 2018
Instrument174
Transaction TypeTransfer
Record UpdatedMay 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$51.52
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1428 VIDOT CT FORT WRIGHT KY 410112717, FORT WRIGHT, KY 41011-2717

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,436.00 (+1.48%)$110,000 (-) Land $10,000 Building $100,000$110,000 (-) Land $10,000 Building $100,000
2023$1,415.00$110,000 Land $10,000 Building $100,000$110,000 Land $10,000 Building $100,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Central Ludlow Historic District
listed 1984 · 343 contributing resources · NRIS 84000526

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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