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301 Oak St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 301 Oak St, Ludlow, KY 41016 · Last verified December 2025

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1910
Square Footage1,760 sqft Finished Area
Lot Size3,010 sqft (0.069 acres)
Last Sale$100,000 (2021)
Tax Bill$1,306.00 (2025)

Property Details

APN / Parcel Number

Primary APN026-34-10-010.00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,760 sqft Finished Area
Gross Area1,991 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1910
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area3,010 sqft (0.069 acres)
Depth X Width86 ft x 35 ft Depth x Width

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0263410010.00
Street Address301 OAK ST
CityLUDLOW
StateKY
Zip41016-1416
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionKENNER GEO R NE PT LOT 51 35'X 86 1,4' SE COR OAK & DAVIES
Legal SubdivisionKENNER GEO R
Legal Lot Number51
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2023
Census Tract66900

Owner

Source: Kenton County records · APN 026-34-10-010.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address7451 EMPIRE DR, FLORENCE, KY 41042-3432
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2021Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Jan 07, 2020Warranty Deed, Construction Loan · Building or Construction Mortgage
LENDINGHOME FNDG
Feb 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 15, 2019Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 15, 2021 · Amount on Record
Deed SaleFeb 15, 2021 · Amount on Record
Prior SaleJan 07, 2020 · Amount on Record
Deed Doc Number0000071897
Deed Book / Page71 / 897
Record RefreshedJun 08, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 15, 2021
Property Address301 OAK ST, LUDLOW, KY 41016-1416
Document Number0005900059
Book / Page71 / 897
Map ReferencePL 133
Instrument DateFeb 10, 2021
Instrument21021505900059
Transaction TypeTransfer
Record UpdatedJan 18, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 480, HEBRON, KY 41048-0480

Transferred To (Grantee/Buyer)

NameVerified Name
Address7451 EMPIRE DR, FLORENCE, KY 41042-3432

January 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 07, 2020
Property Address301 OAK ST, LUDLOW, KY 41016-1416
Document Number0000000196
Book / Page000001 / 000414
Instrument DateDec 26, 2019
Instrument196
Transaction TypeConstruction Loan
Record UpdatedMar 20, 2020
Title CompanyNORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$69.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address219 GARRARD ST COVINGTON KY 410111715, COVINGTON, KY 41011-1715

Mortgage

Document Number197
DateJan 07, 2020
Book Page0000M2/000196
Instrument197
Lender
NameLENDINGHOME FNDG
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94104
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 06, 2021

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateFeb 15, 2019
Property Address301 OAK ST, LUDLOW, KY 41016-1416
Document Number0000000042
Book / Page0C6601 / 000012
Instrument DateDec 11, 2018
Instrument42
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$40.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2510 BLUE BIRD DR CRESCENT SPRINGS KY 410174641, CRESCENT SPRINGS, KY 41017-4641

February 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionKENTON KY
Recording DateFeb 15, 2019
Property Address301 OAK ST, LUDLOW, KY 41016-1416
Document Number0000000039
Book / Page0C6601 / 000009
Instrument DateNov 29, 2018
Instrument39
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 ELM ST LUDLOW KY 410161305, LUDLOW, KY 41016-1305

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,306.00 (+1.48%)$100,000 (-) Land $10,000 Building $90,000$100,000 (-) Land $10,000 Building $90,000
2023$1,287.00$100,000 Land $10,000 Building $90,000$100,000 Land $10,000 Building $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Central Ludlow Historic District
listed 1984 · 343 contributing resources · NRIS 84000526

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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