311 N Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 311 N Prospect St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,722 sqft · built 1969
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Nov 2025)
Tax Bill	$8,246 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-15-121-034`

Property Details

APN / Parcel Number

Primary APN	`05-15-121-034`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,722 sqft Living Area
Gross Area	3,250 sqft
Basement Area	1,361 sqft
Finished Basement	1,361 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	13.1 ft deep x 6.5 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	240 sqft

Location & Zoning

Street Address	311 N PROSPECT ST
City	WHEATON
State	IL
Zip	60187-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STERLINGS RESUBDIVISION OF LOTS 23 TO 28 BOTH INCL & W 1/2 VAC ALLEY LYG E OF & ADJ TO SAID LOTS 23 & 28 IN BLK 2 IN EAST WHEATON IN SE 1/4 NW 1/4 SEC 15 39 10
Legal Subdivision	STERLINGS RESUBDIVISION
Legal Block	2
Legal Lot Number	23-28
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	4
Census Block	4001
Census Tract	842400

Owner

311 N Prospect St is owned and occupied by two individuals who bought it in November 2025.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	311 N PROSPECT ST, WHEATON, IL 60187-5836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 2, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 25, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Deed Document Number	202573333
Prior Transfer Date	Oct 2, 2017
Prior Transfer Doc	0000102670
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 13, 2025
Property Address	311 N PROSPECT ST, WHEATON, IL 60187-5836
Document Number	0000073333
Map Reference	DOC R67-52634
Instrument Date	Oct 14, 2025
Instrument	R2025-073333
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	311 N PROSPECT ST, WHEATON, IL 60187-5836

Mortgage

Document Number	0000073334
Date	Nov 13, 2025
Instrument	R2025-073334

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	311 N PROSPECT ST, WHEATON, IL 60187-5836
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008488
Date	Jan 19, 2021
Instrument	R2021-008488

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	311 N PROSPECT ST, WHEATON, IL 60187-5836
Document Number	0000072567
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 N PROSPECT ST WHEATON IL 601875836, WHEATON, IL 60187-5836

Mortgage

Document Number	0000072567
Date	Jul 9, 2020
Instrument	72567

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	311 N PROSPECT ST, WHEATON, IL 60187-5836
Document Number	0000113624
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 N PROSPECT ST WHEATON IL 601875836, WHEATON, IL 60187-5836

Mortgage

Document Number	0000113624
Date	Dec 6, 2019
Instrument	113624

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 20, 2017
Property Address	311 N PROSPECT ST, WHEATON, IL 60187-5836
Document Number	0000108467
Instrument Date	Oct 2, 2017
Instrument	108467
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 N PROSPECT ST WHEATON IL 601875836, WHEATON, IL 60187-5836

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 4, 2017
Property Address	311 N PROSPECT ST, WHEATON, IL 60187-5836
Document Number	0000102670
Instrument Date	Oct 2, 2017
Instrument	102670
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	311 N PROSPECT ST WHEATON IL 601875836, WHEATON, IL 60187-5836

Tax Assessment & Valuation

The 2025 property tax bill for 311 N Prospect St was $8,246, up 2.4% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,246.00 (+2.43%) Homeowner's exemption	$144,143 (+8.46%) Land $34,159 Building $109,984	$432,429 (+8.46%) Land $102,477 Building $329,952
2024	$8,050.00 Homeowner's exemption	$132,900 Land $31,495 Building $101,405	$398,700 Land $94,485 Building $304,215
2022	$7,590.00 Homeowner's exemption	$115,610 Land $27,400 Building $88,210	$346,830 Land $82,200 Building $264,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 311 N Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 N Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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