319 N Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 319 N Prospect St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,080 sqft · built 1937
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Dec 2024)
Tax Bill	$5,252 (2025)
Deeds & Mortgages	Jul 2026 Transfer Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-15-121-045`

Property Details

APN / Parcel Number

Primary APN	`05-15-121-045`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	13.1 ft deep x 7.5 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	319 N PROSPECT ST
City	WHEATON
State	IL
Zip	60187-5836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EAST WHEATON ALL ALL ALL & VACN ALLEY ADJ TO E LN
Legal Subdivision	EAST WHEATON
Legal Lot Number	11
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	4
Census Block	4001
Census Tract	842400

Owner

Source: DuPage County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2132 ALMA LN, LISLE, IL 60532-2008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 7, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	Aug 22, 2024 · Amount on Record
Deed Document Number	202476978
Last Transfer Date	Jul 17, 2026
Transfer Doc	0000051844
Record Updated	Oct 29, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 29, 2026
Property Address	319 N PROSPECT ST, WHEATON, IL 60187-5836
Document Number	0000051844
Instrument Date	Jul 17, 2026
Instrument	202651844
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 ALMA LN, LISLE, IL 60532-2008

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	319 N PROSPECT ST, WHEATON, IL 60187-5836
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 ALMA LN, LISLE, IL 60532-2008

Mortgage

Document Number	0000064148
Date	Oct 10, 2025
Instrument	R2025-064148

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year T-Bill
Max Rate	11%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 7, 2024
Property Address	319 N PROSPECT ST, WHEATON, IL 60187-5836
Document Number	0000006630
Map Reference	DOC 40813
Instrument Date	Jan 8, 2024
Instrument	R2024-006630
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8206 S STATE ST, CHICAGO, IL 60619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 E FOREST AVE, WHEATON, IL 60187-4461

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,252.00 (-2.85%)	$86,708 (+3.14%) Land $37,730 Building $48,978	$260,124 (+3.14%) Land $113,190 Building $146,934
2022	$5,406.00 Homeowner's exemption	$84,070 Land $30,260 Building $53,810	$252,210 Land $90,780 Building $161,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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