219 N Prospect St, Wheaton, IL 60187 Property Records

DuPage County property record for 219 N Prospect St, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,982 sqft · built 2023
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$1,002,000 (Nov 2022)
Tax Bill	$21,441 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-15-127-041`

Property Details

APN / Parcel Number

Primary APN	`05-15-127-041`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,982 sqft Living Area
Gross Area	4,486 sqft
Basement Area	1,229 sqft
Finished Basement	1,229 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	219 N PROSPECT ST
City	WHEATON
State	IL
Zip	60187-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARWARDEN CROSSING SUB ALL
Legal Subdivision	HARWARDEN CROSSING SUB
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	4
Census Block	4011
Census Tract	842400

Owner

219 N Prospect St is owned and occupied by two individuals who bought it in November 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1501 E PRAIRIE AVE, WHEATON, IL 60187-3754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Deed Document Number	2022100795
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 14, 2022
Property Address	219 N PROSPECT ST, WHEATON, IL 60187-5834
Document Number	0000100795
Map Reference	DOC R2020-152496
Instrument Date	Oct 27, 2022
Instrument	R2022-100795
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	219 N PROSPECT ST, WHEATON, IL 60187-5834

Mortgage

Document Number	0000100796
Date	Nov 14, 2022
Instrument	R2022-100796

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

The 2025 property tax bill for 219 N Prospect St was $21,441 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,441.00	$361,989 Land $32,074 Building $329,915	$1,085,967 Land $96,222 Building $989,745
2022	$1,781.00	$25,730 Land $25,730	$77,190 Land $77,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 219 N Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 219 N Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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