311 N Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 311 N Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 936 sqft · built 1972
Lot Size	0.224 acres (9,756 sqft)
Owner	2 Individual Names on File
Last Sale	$56,400 (Apr 1998)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-720-05-08`

Property Details

APN / Parcel Number

Primary APN	`14-720-05-08`
Alternative APNs	`14-720-05-08-00-0-00-000` `14720050800000001` `726534`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,199 sqft
1st Floor Area	936 sqft
Basement Area	975 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,756 sqft (0.224 acres)
Lot Dimensions	138 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	726534
Street Address	311 N CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCELROY HEIGHTS LOT 250 & LOT 251 (EX S 10)
Legal Subdivision	MC ELROY HEIGHTS
Legal Block	1
Legal Lot Number	250
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1006
Census Tract	11001

Owner

311 N Cedar Ave is owned and occupied by two individuals who bought it in April 1998.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	311 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage MORTGAGE ELECTRONIC REGISTRATI
Feb 24, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 1998 · Amount on File
Deed Sale	Apr 6, 1998 · Amount on File
Prior Sale	Jan 14, 1998
Deed Document Number	19983450
Deed Book / Page	3171 / P1157
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	311 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Document Number	000E111889
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	311 N CEDAR AVE INDEPENDENCE MO 640531313, INDEPENDENCE, MO 64053-1313

Mortgage

Document Number	000E111889
Date	Nov 25, 2020
Instrument	111889E

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 24, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	311 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Document Number	0000E18697
Instrument Date	Feb 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 25, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 N CEDAR AVE INDEPENDENCE MO 640531313, INDEPENDENCE, MO 64053-1313

Mortgage

Document Number	0000E18697
Date	Mar 7, 2018
Instrument	18697E

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 311 N Cedar Ave was $1,653, up 70.2% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,664 (-) Land $3,468 Building $12,196	$82,440 (-)
2025	$1,653.00 (+70.24%)	$15,664 Land $3,468 Building $12,196	$82,440
2024	$971.00 (+2.53%)
2023	$947.00	$13,621 Land $1,087 Building $12,534	$71,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 311 N Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 311 N Cedar Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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