305 N Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 305 N Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 1,610 sqft · built 1973
Lot Size	0.228 acres (9,921 sqft)
Owner	Individual Name on Record
Last Sale	$104,500 (Feb 2010)
Tax Bill	$2,205 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-720-05-22`

Property Details

APN / Parcel Number

Primary APN	`14-720-05-22`
Alternative APNs	`14-720-05-22-00-0-00-000` `14720052200000001` `726544`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	1,568 sqft
Finished Basement	846 sqft
Unfinished Basement	722 sqft
Flooring	Carpet

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,921 sqft (0.228 acres)
Lot Dimensions	138 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	726544
Street Address	305 N CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1313
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MCELROY HEIGHTS S 30 LOT 253 & ALL LOT 254
Legal Subdivision	MC ELROY HEIGHTS
Legal Block	1
Legal Lot Number	253
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1006
Census Tract	11001

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2019	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2010 · Amount on Record
Deed Sale	Feb 3, 2010 · Amount on Record
Prior Sale	Mar 5, 2003
Deed Document Number	201011356
Prior Transfer Date	Sep 18, 2000
Prior Transfer Doc	0000067289
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	305 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Document Number	0000E27022
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305-307 N CEDAR AVE INDEPENDENCE MO 640531313, INDEPENDENCE, MO 64053-1313

Mortgage

Document Number	0000E27022
Date	Apr 17, 2019
Instrument	27022E

Lender

Name	GOLDEN OAK LNDG
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	305 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Document Number	0000E72085
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305-307 N CEDAR AVE INDEPENDENCE MO 640531313, INDEPENDENCE, MO 64053-1313

Mortgage

Document Number	0000E72085
Date	Aug 4, 2017
Instrument	72085E

Lender

Name	GOLDEN OAK LNDG
Address	ST LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2037

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,153 (-) Land $3,483 Building $26,670	$158,700 (-)
2025	$2,205.00 (-26.16%)	$30,153 (-28%) Land $3,483 Building $26,670	$158,700 (-28%)
2024	$2,986.00 (+2.51%)
2023	$2,913.00	$41,882 Land $4,948 Building $36,934	$220,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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