309 N Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 309 N Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 2025
Lot Size	0.187 acres (8,138 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,478 (Jun 2026)
Tax Bill	$257 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-720-05-09`

Property Details

APN / Parcel Number

Primary APN	`14-720-05-09`
Alternative APNs	`14-720-05-09-00-0-00-000` `14720050900000001` `726535`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
Gross Area	1,580 sqft
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Bungalow
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,138 sqft (0.187 acres)
Lot Dimensions	138 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	308 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	726535
Street Address	309 N CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCELROY HEIGHTS S 10 LOT 251 & ALL LOT 252 & N 10 LOT 253
Legal Subdivision	MC ELROY HEIGHTS
Legal Block	1
Legal Lot Number	251
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1006
Census Tract	11001

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Jun 1, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIME LENDING
Sep 7, 2023	Special Warranty Deed, Transfer
Mar 1, 2018	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Sep 4, 2024
Deed Document Number	202640274
Prior Transfer Date	Sep 25, 2012
Prior Transfer Doc	00E0019324
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Jun 8, 2026
Property Address	309 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Document Number	0000042177
Instrument Date	May 28, 2026
Instrument	202642177
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N CEDAR AVE, INDEPENDENCE, MO 64053-1313

Mortgage

Document Number	0000042177,
Date	Jun 8, 2026
Instrument	202642177

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 1, 2026
Property Address	309 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Document Number	0000040274
Instrument Date	May 27, 2026
Instrument	202640274
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N CEDAR AVE, INDEPENDENCE, MO 64053-1313

Mortgage

Document Number	0000041786,
Date	Jun 1, 2026
Instrument	2026E41786

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 7, 2023
Property Address	309 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Document Number	00E0065006
Instrument Date	Aug 24, 2023
Instrument	2023E0065006
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11620 CIRCLE DR, SUGAR CREEK, MO 64054-1508

March 2018: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 1, 2018
Property Address	309 N CEDAR AVE, INDEPENDENCE, MO 64053-1313
Document Number	0000E16613
Instrument Date	Jan 26, 2018
Instrument	16613E
Transaction Type	Foreclosure
Record Updated	Mar 9, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4035 CENTRAL ST KANSAS CITY MO 641112207, KANSAS CITY, MO 64111-2207

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,517 (-) Land $3,517	$18,510 (-)
2025	$257.00 (-13.18%)	$3,517 (-15.4%) Land $3,517	$18,510 (-15.4%)
2024	$296.00
2023	Additional exemption filed	$4,157 (+56.28%) Land $4,157	$21,880 (+56.29%)
2022		$2,660 Land $2,660
2021			$14,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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