311 Locust St, Kannapolis, NC 28081 Property Records

Rowan County property record for 311 Locust St, Kannapolis, NC 28081 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,500 sqft · built 1939
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Sep 2022)
Tax Bill	$3,160 (2023)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149 024`

Property Details

APN / Parcel Number

Primary APN	`149 024`
Alternative APN	`6346491`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	15 ft deep x 8.2 ft wide
Porch	Porch
Porch Area	285 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6346491
Old Parcel Number	149 024
Street Address	311 LOCUST ST
City	KANNAPOLIS
State	NC
Zip	28081-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L14-17 & PTL13 C.D. ALEXANDER NUMBER 1 ADD
Legal Subdivision	C D ALEXANDER NUMBER 1 ADD
Legal Lot Number	14
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	1
Census Block	1003
Census Tract	51501

Owner

Source: Rowan County records · APN 149 024

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	311 LOCUST ST, KANNAPOLIS, NC 28081-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 02, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 03, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Feb 26, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2022 · Amount on Record
Deed Sale	Sep 02, 2022 · Amount on Record
Prior Sale	Dec 03, 2020 · Amount on Record
Deed Document Number	0001409299
Deed Book / Page	1409 / 299
Record Updated	Jun 07, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 02, 2022
Property Address	311 LOCUST ST, KANNAPOLIS, NC 28081-2263
Document Number	0014090299
Book / Page	1409 / 299
Map Reference	MB 9995 PG 219
Instrument Date	Aug 31, 2022
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1555 PINELAND DR, 1555, KERNERSVILLE, NC 27284-4132

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001409300
Date	Sep 02, 2022
Instrument	1409/300

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 03, 2020
Property Address	311 LOCUST ST, KANNAPOLIS, NC 28081-2263
Document Number	0013620204
Book / Page	1362 / 204
Map Reference	MB 9995 PG 219
Instrument Date	Nov 27, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$331.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 APPLEWOOD AVE, 903, KANNAPOLIS, NC 28081-5386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 LOCUST ST, KANNAPOLIS, NC 28081-2263

Mortgage

Document Number	1362205
Date	Dec 03, 2020
Instrument	1362/205

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 26, 2018
Property Address	311 LOCUST ST, KANNAPOLIS, NC 28081-2263
Document Number	0013040745
Book / Page	1304 / 0745
Map Reference	MB 9995 PG 219
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 OAK AVE, 202, KANNAPOLIS, NC 28081-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 LOCUST ST, KANNAPOLIS, NC 28081-2263

Mortgage

Document Number	13040746
Date	Feb 26, 2018
Instrument	1304/0746

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,160.00	$261,239 Land $26,917 Building $234,322	$261,239 Land $26,917 Building $234,322

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590515011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1995)
Most Recent Claim	Sep 1995, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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