Rowan County property record for 305 Locust St, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,285 sqft · built 1935 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Dec 2019) |
| Tax Bill | $1,317 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 149 027 |
| Primary APN | 149 027 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,285 sqft Living Area |
| 1st Floor Area | 1,285 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 15 ft deep x 7.5 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Porch | Porch |
| Porch Area | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 305 LOCUST ST |
|---|---|
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-2263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4:SINGLE |
| Legal Description | L4-6 BLK A C.D. ALEXANDER NUMBER 1 ADD |
| Legal Subdivision | C D ALEXANDER NUMBER 1 ADD |
| Legal Block | A |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 51501 |
305 Locust St is owned by an individual who bought it in December 2019.
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 FIELDING RD, CHARLOTTE, NC 28214-1224 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on File |
| Deed Sale | Dec 30, 2019 · Amount on File |
| Deed Book / Page | 1340 / 489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 305 LOCUST ST, KANNAPOLIS, NC 28081-2263 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0013790682 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 1379/682 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 30, 2019 |
| Property Address | 305 LOCUST ST, KANNAPOLIS, NC 28081-2263 |
| Document Number | 0013400489 |
| Book / Page | 1340 / 0489 |
| Map Reference | MAPS 219 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 MOUNTAIN ST, 1101, KANNAPOLIS, NC 28081-2015 |
| Name | Verified Name |
|---|---|
| Address | 6912 PARK SHARON CT, CHARLOTTE, NC 28210-4611 |
| Document Number | 13400490 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 1340/0490 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2040 |
The 2026 property tax bill for 305 Locust St was $1,317.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,317.00 | $108,889 Land $24,619 Building $84,270 | $108,889 Land $24,619 Building $84,270 |
| 2023 | $1,317.00 | $108,889 Land $24,619 Building $84,270 | $108,889 Land $24,619 Building $84,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Sep 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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