307 Locust St, Kannapolis, NC 28081 Property Records

Rowan County property record for 307 Locust St, Kannapolis, NC 28081 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2005
Square Footage1,677 sqft Living Area
Lot Size29,011 sqft (0.666 acres)
GarageDetached
OccupancyOwner Occupied
Last Sale$75,000 (1995)
Tax Bill$3,125.00 (2023)

Property Details

APN / Parcel Number

Primary APN149 026
Alternative APN
  • 6094055

Interior

Full Baths1 Baths
Building Area1,677 sqft Living Area
Gross Area2,081 sqft Gross Area
1st Floor1,497 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 2005
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Lot Area29,011 sqft (0.666 acres)
Depth X Width29 ft x 10 ft Depth x Width
Garage TypeDetached Garage
Porch1 Porch
Porch Area371 sqft Porch
Canopy Area160 sqft Canopy

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number6094055
Old Parcel Number149 026
Street Address307 LOCUST ST
CityKANNAPOLIS
StateNC
Zip28081-2263
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL7-10 BLK A C.D. ALEXANDER NUMBER 1 ADD
Legal SubdivisionC D ALEXANDER NUMBER 1 ADD
Legal BlockA
Legal Lot Number7
JurisdictionROWAN NC
Minor Civil DivisionCHINA GROVE
Census Blockgroup1
Census Block1003
Census Tract51501

Owner

Source: Rowan County records · APN 149 026

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address307 LOCUST ST, KANNAPOLIS, NC 28081-2263
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2017Deed of Trust, Mortgage
NORTH CAROLINA HOUSING FINANCE AGENCY
Mar 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 1995 · Amount on Record
Deed SaleNov 06, 1995 · Amount on Record
Deed Doc Number0000762306
Record RefreshedJun 07, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address307 LOCUST ST, KANNAPOLIS, NC 28081-2263
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012970572
DateOct 04, 2017
Book Page1297/0572
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address307 LOCUST ST, KANNAPOLIS, NC 28081-2263
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013450013
DateMar 12, 2020
Book Page1345/13
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
Change Frequency5 Years
Min Rate At Change3.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$3,125.00$258,281 Land $38,025 Building $220,256$258,281 Land $38,025 Building $220,256

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Locust St

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