311 E Prairie St, Centralia, IL 62801 Property Records

Marion County property record for 311 E Prairie St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	800 sqft · built 1933
Lot Size	0.146 acres (6,373 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Sep 2025)
Tax Bill	$871 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1420001165`

Property Details

APN / Parcel Number

Primary APN	`1420001165`

Interior

Building Area	800 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Lot Area	6,373 sqft (0.146 acres)

Location & Zoning

Street Address	311 E PRAIRIE ST
City	CENTRALIA
State	IL
Zip	62801-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES ADD 1 LOT 9 BLK 1
Legal Subdivision	JONES ADD 1
Legal Block	1
Legal Lot Number	9
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1042
Census Tract	952700

Owner

Source: Marion County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 N MAIN ST, NASHVILLE, IL 62263-2309
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Sep 23, 2025	Warranty Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Prior Sale	Sep 11, 2015 · Amount on Record
Deed Document Number	20253967
Prior Transfer Date	Sep 4, 2015
Prior Transfer Doc	2015R05034
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IL
Property Address	311 E PRAIRIE ST, CENTRALIA, IL 62801-2403
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00412
Date	Feb 2, 2023
Instrument	2023R00412

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Sep 23, 2025
Property Address	311 E PRAIRIE ST, CENTRALIA, IL 62801-2403
Document Number	2025R03967
Instrument Date	Sep 22, 2025
Instrument	2025R03967
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	806 ARBOR LN, CENTRALIA, IL 62801-8236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	311 E PRAIRIE ST, CENTRALIA, IL 62801-2403

Mortgage

Document Number	2025R03968
Date	Sep 23, 2025
Instrument	2025R03968

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	7.62%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Central City Village
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$871.00 (+95.29%) Homeowner's exemption	$14,950 (+11.99%) Land $1,330 Building $13,620	$44,850 (+11.99%) Land $3,990 Building $40,860
2024	$446.00 (+8.78%) Homeowner's exemption	$13,350 (+17.72%) Land $1,190 Building $12,160	$40,050 (+17.72%) Land $3,570 Building $36,480
2022	$410.00 Homeowner's exemption	$11,340 Land $1,010 Building $10,330	$34,020 Land $3,030 Building $30,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delta Communications Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AT&T.

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