308 E Prairie St, Centralia, IL 62801 Property Records

Marion County property record for 308 E Prairie St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Lot Size	0.149 acres (6,504 sqft)
Owner	Individual on Record
Last Sale	$64,500 (Nov 2023)
Tax Bill	$634 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1420001295`

Property Details

APN / Parcel Number

Primary APN	`1420001295`

Exterior

Lot Area	6,504 sqft (0.149 acres)

Location & Zoning

Street Address	308 E PRAIRIE ST
City	CENTRALIA
State	IL
Zip	62801-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES ADD 1 LOT 10 BLK 4
Legal Subdivision	JONES ADD 1
Legal Block	4
Legal Lot Number	10
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1041
Census Tract	952700

Owner

Source: Marion County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	218 N MORRISON ST, CENTRALIA, IL 62801-2168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage MIDWEST NATIONAL BANK
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Dec 14, 2005 · Amount on Record
Deed Document Number	20234380
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Nov 18, 2025
Property Address	308 E PRAIRIE ST, CENTRALIA, IL 62801-2404
Document Number	2025R04794
Instrument Date	Nov 14, 2025
Instrument	2025R04794
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 E PRAIRIE ST, CENTRALIA, IL 62801-2404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 N MORRISON ST, CENTRALIA, IL 62801-2168

Mortgage

Document Number	2025R04795
Date	Nov 18, 2025
Instrument	2025R04795

Lender

Name	MIDWEST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Nov 1, 2023
Property Address	308 E PRAIRIE ST, CENTRALIA, IL 62801-2404
Document Number	2023R04380
Instrument Date	Oct 27, 2023
Instrument	2023R04380
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$64.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1088 SCHWARTZ RD, CENTRALIA, IL 62801-6542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 E PRAIRIE ST, CENTRALIA, IL 62801-2404

Mortgage

Document Number	2023R04381
Date	Nov 1, 2023
Instrument	2023R04381

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.99%

Mortgage

Document Number	2023R04397
Date	Nov 1, 2023
Instrument	2023R04397

Lender

Name	COMMUNITY PARTNERS SAVINGS BANK
Type	Bank
Address	SALEM, IL 62881

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 10, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Central City Village
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00 (+15.06%)	$16,890 (+12%) Land $1,330 Building $15,560	$50,670 (+12%) Land $3,990 Building $46,680
2024	$551.00 (-43.95%) Homeowner's exemption	$15,080 (+17.72%) Land $1,190 Building $13,890	$45,240 (+17.72%) Land $3,570 Building $41,670
2022	$983.00	$12,810 Land $1,010 Building $11,800	$38,430 Land $3,030 Building $35,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T.

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