328 E Prairie St, Centralia, IL 62801 Property Records

Marion County property record for 328 E Prairie St, Centralia, IL 62801

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1913
Lot Size	0.443 acres (19,328 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Nov 2023)
Tax Bill	$1,183 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1420001282`

Property Details

APN / Parcel Number

Primary APN	`1420001282`

Interior

Building Area	1,344 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	19,328 sqft (0.443 acres)

Location & Zoning

Street Address	328 E PRAIRIE ST
City	CENTRALIA
State	IL
Zip	62801-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES ADD 1 LOTS 4 - 6 BLK 4
Legal Subdivision	JONES ADD 1
Legal Block	4
Legal Lot Number	4
Jurisdiction	MARION IL
Township / Civil Division	CENTRALIA
Census Block Group	1
Census Block	1041
Census Tract	952700

Owner

Source: Marion County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	328 E PRAIRIE ST, CENTRALIA, IL 62801-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	20234742
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Nov 28, 2023
Property Address	328 E PRAIRIE ST, CENTRALIA, IL 62801-2404
Document Number	2023R04742
Instrument Date	Nov 22, 2023
Instrument	2023R04742
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1648 ULLMAN RD, CENTRALIA, IL 62801-8350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E PRAIRIE ST, CENTRALIA, IL 62801-2404

Mortgage

Document Number	2023R04743
Date	Nov 28, 2023
Instrument	2023R04743

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.5%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IL
Recording Date	Oct 29, 2020
Property Address	328 E PRAIRIE ST, CENTRALIA, IL 62801-2404
Document Number	2020R05019
Instrument Date	Oct 27, 2020
Instrument	2020R05019
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	QUAD CITY TITLE, QUAD COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$33.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1648 ULLMAN RD, CENTRALIA, IL 62801-8350

Mortgage

Document Number	2020R05020
Date	Oct 29, 2020
Instrument	2020R05020

Lender

Name	COMMUNITY TRUST BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4%

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Marion County
County Subdivision	Centralia Township
Municipality	Central City Village
Elementary School District	Central City School District 133 (PK - 08)
Secondary School District	Centralia High School District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,183.00	$20,320 (+31.78%) Land $3,980 Building $16,340	$60,960 (+31.78%) Land $11,940 Building $49,020
2022	$1,183.00	$15,420 Land $3,020 Building $12,400	$46,260 Land $9,060 Building $37,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2008)
Most Recent Claim	Mar 2008 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA serves 12,182 people · EPA ID IL1214220
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T.

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