Adams County property record for 308 E Main St, Clayton, IL 62324
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,262 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,647 (2024) |
| Deeds & Mortgages | Dec 2018 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010065700000 |
| Primary APN | 010065700000 |
|---|
| Lot Area | 10,262 sqft (0.24 acres) |
|---|
| Street Address | 308 E MAIN ST |
|---|---|
| City | CLAYTON |
| State | IL |
| Zip | 62324-1420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 CAMPBELL SURVEY LOT 24 |
| Legal Range | 5W |
| Legal Township | 1N |
| Legal Section | 34 |
| Legal Subdivision | ROBERT CAMPBELLS ADD |
| Legal Lot Number | 24 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | CLAYTON |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 10200 |
308 E Main St is owned and occupied by two individuals who acquired it in December 2024.
Source: Adams County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 308 E MAIN ST, CLAYTON, IL 62324-1420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE INC |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 2, 2024 |
| Transfer Doc | 2025R00382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 308 E MAIN ST, CLAYTON, IL 62324-1420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R10032 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 2018R-10032 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 308 E MAIN ST, CLAYTON, IL 62324-1420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R01299 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 2020R-01299 |
| Name | CROSS COUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 308 E MAIN ST, CLAYTON, IL 62324-1420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R04289 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 2019R-04289 |
| Name | LIBERTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Clayton Township |
| Municipality | Clayton Village |
| Unified School District | Central CUSD 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,390 Land $3,320 Building $28,070 | $94,170 Land $9,960 Building $84,210 | |
| 2024 | $1,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 308 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 308 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAYTON serves 709 people · EPA ID IL0010100 |
|---|---|
| Water Source | Purchased groundwater from CLAYTON-CAMP POINT WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 700 / 300 |
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