St. Clair County property record for 3109 Vincent Rd, Clyde, MI 48049
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,223 sqft · built 1974 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,000 (Feb 2025) |
| Tax Bill | $2,371 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-035-4005-000 |
| Primary APN | 74-15-035-4005-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,223 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 871 ft deep x 100 ft wide |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3109 VINCENT RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | THAT PART OF SAID DESCRIBED PARCEL LYING IN CLYDE TOWNSHIP: BEG N 89D 53M W 1813', N 15D 21M E 209.62' & N 65D 30M W 1302.30' |
| Legal Range | 16E |
| Legal Township | 06N |
| Legal Section | 03 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 633100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 815 FORT ST, PORT HURON, MI 48060-3921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK |
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | Sep 9, 2016 · Amount on Record |
| Deed Document Number | 20252655 |
| Deed Book / Page | 5788 / 954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3109 VINCENT RD, CLYDE, MI 48049-4435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3109 VINCENT RD, CLYDE, MI 48049-4435 |
| Document Number | 0000536768 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 5367/68 |
| Instrument | 2021014899 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | PORT HURON, MI 48060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 22, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3109 VINCENT RD, CLYDE, MI 48049-4435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3109 VINCENT RD, CLYDE, MI 48049-4435 |
| Document Number | 0005486612 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 5486/612 |
| Instrument | 2022003568 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Dec 1, 2046 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $106,500 (+1.62%) | $213,000 (+1.62%) | |
| 2025 | $2,371.00 (+3.04%) Homeowner's exemption | $104,800 (+18.02%) | |
| 2024 | $2,301.00 (+11.97%) | $209,600 (+18.02%) | |
| 2023 | $88,800 | ||
| 2022 | $2,055.00 | $177,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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