St. Clair County property record for 3100 Vincent Rd, Clyde, MI 48049 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,139 sqft · built 1900 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jun 2020) |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2025 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-15-650-0033-100 |
| Primary APN | 74-15-650-0033-100 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,139 sqft Living Area |
| 1st Floor Area | 911 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 240 ft deep x 134 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3100 VINCENT RD |
|---|---|
| City | CLYDE |
| State | MI |
| Zip | 48049-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOTS 24 & 25, BEG AT SW COR LOT 25, TH N 200', TH E 134', TH S 236.07', TH S 61D 25M 11S W 28.45', TH N 65D 30M W 119.8' TO BEG SPARLINGS BLACK RIVER PLAT |
| Legal Subdivision | SPARLINGS BLACK RIVER |
| Legal Lot Number | 24-25 |
| Legal Unit | 2,25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLYDE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 633100 |
Source: St. Clair County records · APN 74-15-650-0033-100
Assessment roll updated October 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Sep 28, 2021 | Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK |
| May 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EASTERN MICHIGAN BANK |
| May 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage BM R/E SVCS |
| Jun 05, 2020 | Warranty Deed, Transfer · FHA Mortgage BM R/E SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2020 · Amount on Record |
| Deed Sale | Jun 05, 2020 · Amount on Record |
| Deed Document Number | 202012772 |
| Deed Book / Page | 5195 / 988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 31, 2026 |
| Property Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Document Number | 0000015532 |
| Book / Page | 5949 / 790 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202615532 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 76 PARK ST, MOUNT CLEMENS, MI 48043-5762 |
| Document Number | 0000015532, |
|---|---|
| Date | Jul 31, 2026 |
| Book Page | 5949/790 |
| Instrument | 202615532 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Document Number | 0005884643 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 5884/643 |
| Instrument | 2025024808 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | 6400 W MAIN ST, KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Document Number | 0005426618 |
|---|---|
| Date | Sep 28, 2021 |
| Book Page | 5426/618 |
| Instrument | 2021027445 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | PORT HURON, MI 48060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Document Number | 0005521146 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 5521/146 |
| Instrument | 2022011954 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | CROSWELL, MI 48422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Document Number | 0051950992 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3100 VINCENT RD CLYDE MI 480494433, CLYDE, MI 48049-4433 |
| Document Number | 0051950992 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 005195/000992 |
| Name | BM R/E SVCS |
|---|---|
| Address | CALABASAS, CA 91302 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 05, 2020 |
| Property Address | 3100 VINCENT RD, CLYDE, MI 48049-4433 |
| Document Number | 0051950988 |
| Book / Page | 005195 / 000988 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $602.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5239 N HILLCREST DR RUBY MI 480494416, RUBY, MI 48049-4416 |
| Document Number | 51950992 |
|---|---|
| Date | Jun 05, 2020 |
| Book Page | 005195/000992 |
| Name | BM R/E SVCS |
|---|---|
| Address | CALABASAS, CA 91302 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2050 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clyde Township |
| Unified School District | Port Huron Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,744.00 (-3.81%) Homeowner's exemption | $110,800 (+49.73%) | |
| 2024 | $1,813.00 (+11.98%) | $221,600 (+49.73%) | |
| 2023 | $74,000 | ||
| 2022 | $1,619.00 | $148,000 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures