3099 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 3099 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,089 sqft · built 1975
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2020)
Tax Bill	$2,524 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-035-4004-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-035-4004-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,089 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	784 ft deep x 100 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74150354004000
Street Address	3099 VINCENT RD
City	CLYDE
State	MI
Zip	48049-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	NW 100' OF SE 400' OF THAT PART OF S 1/2 OF SEC 35 LYING NW OF JAMES CAMPBELL EST. & SW OF VINCENT RD. 1.80 A SEC 35 T7N R16E
Legal Subdivision	LYING NW OF JAMES CAMPBELL EST
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	3
Census Block	3028
Census Tract	633100

Owner

Source: St. Clair County records · APN 74-15-035-4004-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3099 VINCENT RD, CLYDE, MI 48049-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jun 28, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Sep 03, 2020	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2020 · Amount on Record
Deed Sale	Sep 03, 2020 · Amount on Record
Deed Document Number	2020021304
Deed Book / Page	5235 / 660
Record Updated	Jun 08, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3099 VINCENT RD, CLYDE, MI 48049-4436
Transaction Type	Mortgage
Record Updated	Apr 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 VINCENT RD, CLYDE, MI 48049-4436

Mortgage

Document Number	0005606578
Date	Mar 21, 2023
Book Page	5606/578
Instrument	2023004485

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 03, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3099 VINCENT RD, CLYDE, MI 48049-4436
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005019353
Date	Dec 21, 2018
Book Page	5019/353
Instrument	2018028107

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2048

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	3099 VINCENT RD, CLYDE, MI 48049-4436
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3099 VINCENT RD, CLYDE, MI 48049-4436

Mortgage

Document Number	0005385887
Date	Jun 28, 2021
Book Page	5385/887
Instrument	2021018970

Lender

Name	CORELOGIC SOLEX
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Aug 01, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 03, 2020
Property Address	3099 VINCENT RD, CLYDE, MI 48049-4436
Document Number	0005235660
Book / Page	5235 / 660
Instrument Date	Jul 17, 2020
Instrument	2020021304
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3099 VINCENT RD, 3099, CLYDE, MI 48049-4436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27503 ELMHURST ST, ROSEVILLE, MI 48066-2889

Mortgage

Document Number	2020021305
Date	Sep 03, 2020
Instrument	2020021305

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,000 (+17.59%)
2024	$2,524.00 (+12.03%)		$226,000 (+17.59%)
2023		$96,100
2022	$2,253.00		$192,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mercury Broadband Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 54 locations within half a mile of this property.

Nearby Properties on Vincent Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures