3109 Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 3109 Upper River Rd, Decatur, AL 35603

Property Summary

Property Type	Service Shop (TV, Radio, Electric, Plumbing)
Details	6,300 sqft · built 1963
Lot Size	0.8 acres (34,848 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Oct 2021)
Tax Bill	$1,655 (2025)
Deeds & Mortgages	Oct 2021 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01-11-0-001-006.002`

Property Details

APN / Parcel Number

Primary APN	`12-01-11-0-001-006.002`
Alternative APNs	`130360` `25243`

Interior

Total Rooms	7 Rooms
Stories	1 Story
Building Area	6,300 sqft Base Area
1st Floor Area	6,300 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Utility Building	1,152 sqft

Location & Zoning

Account Number	130360
Street Address	3109 UPPER RIVER RD
City	DECATUR
State	AL
Zip	35603-5509
Property Category	Commercial
Property Type	Commercial > Retail > Service Shop (TV, Radio, Electric, Plumbing)
Legal Description	BEG AT NE COR OF SEC 11,T6S,R4W TH SO 40' TO SO R/W OF UPPER RIVER RD, TH W ALG SO R/W 1067.6' TO TPOB, TH CONT W 165' TH SO
Legal Range	4W
Legal Township	6S
Legal Section	11
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	4
Census Block	4034
Census Tract	5404

Owner

Source: Morgan County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3109 UPPER RIVER RD, DECATUR, AL 35603-5509
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Correction Deed
Nov 9, 2020	Warranty Deed, Transfer · Commercial Mortgage VEDA GAIL DUMAS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	2021
Deed Book / Page	2021 / 11502
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	2021/11502
Record Updated	Oct 29, 2026

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MORGAN AL
Recording Date	Oct 28, 2021
Property Address	3109 UPPER RIVER RD, DECATUR, AL 35603-5509
Document Number	2021/11502
Book / Page	2021 / 11502
Instrument Date	Oct 1, 2021
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 9, 2020
Property Address	3109 UPPER RIVER RD, DECATUR, AL 35603-5509
Document Number	2020/10470
Book / Page	2020 / 10470
Instrument Date	Nov 9, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 JACKSON WAY, DECATUR, AL 35603-5168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 UPPER RIVER RD, DECATUR, AL 35603-5509

Mortgage

Document Number	2020/50764
Date	Nov 10, 2020
Book Page	2020/50764

Lender

Name	VEDA GAIL DUMAS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Municipality	Decatur City
Unified School District	Decatur City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,655.00	$36,540 (-) Land $4,800 Building $31,740	$182,700 (-) Land $24,000 Building $158,700
2024		$36,540 (-) Land $4,800 Building $31,740	$182,700 (-) Land $24,000 Building $158,700
2023	$1,655.00	$36,540 (-) Land $4,800 Building $31,740	$182,700 (-) Land $24,000 Building $158,700
2022	$1,655.00	$36,540 Land $4,800 Building $31,740	$182,700 Land $24,000 Building $158,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
FlashFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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