3000 Upper River Rd, Decatur, AL 35603 Property Records

Morgan County property record for 3000 Upper River Rd, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,520 sqft · built 1965
Lot Size	6 acres (261,360 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (May 2025)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Nov 2016 Line of Credit Nov 2015 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-02-0-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`12-01-02-0-000-008.000`
Alternative APNs	`165156` `25072`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)
Porch	Covered Porch
Utility Building	560 sqft

Location & Zoning

Account Number	165156
Street Address	3000 UPPER RIVER RD
City	DECATUR
State	AL
Zip	35603-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG ON N LINE OF RD R/W 104.5' W OF SE CORNER OF SW1/4 OF SE1/4 TH W 775' TH N 337.2' TH E 775' TH SO 337.2' TO PT OF BEG
Legal Range	4W
Legal Township	6S
Legal Section	02
Legal Lot Number	5
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3067
Census Tract	5404

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1308 MORNINGSIDE CT SE, DECATUR, AL 35601-5034
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2016	Deed of Trust, Mortgage · Line of Credit TRADITIONS BANK
Nov 5, 2015	Warranty Deed, Transfer · Line of Credit TRADITIONAL BANK
Nov 17, 2009	Joint Tenancy Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Nov 5, 2015 · Amount on Record
Deed Book / Page	2025 / 4307
Record Updated	Sep 20, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	3000 UPPER RIVER RD, DECATUR, AL 35603-5506
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016/35672
Date	Nov 3, 2016
Book Page	2016/35672

Lender

Name	TRADITIONS BANK
Type	Bank
Address	SOMERVILLE, AL 35670

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 5, 2015
Property Address	3000 UPPER RIVER RD, DECATUR, AL 35603-5506
Document Number	2015/09635
Book / Page	2015 / 09635
Instrument Date	Nov 3, 2015
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	224 COUNTY ROAD 38, MOUNT HOPE, AL 35651-2600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 EAGLE WING DR, DECATUR, AL 35603-5297

Mortgage

Document Number	0201534039
Date	Nov 5, 2015
Instrument	2015/34039

Lender

Name	TRADITIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 3, 2016

November 2009: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MORGAN AL
Recording Date	Nov 17, 2009
Property Address	3000 UPPER RIVER RD, DECATUR, AL 35603-5506
Document Number	2009/06281
Book / Page	2009 / 06281
Instrument Date	Nov 17, 2009
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 COUNTY ROAD 38, MOUNT HOPE, AL 35651-2600

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00 (+4.49%)	$21,140 (+5.38%) Land $9,390 Building $11,750	$211,400 (+5.38%) Land $93,900 Building $117,500
2024		$20,060 (-5%) Land $8,530 Building $11,530	$200,600 (-) Land $85,300 Building $115,300
2023	$1,181.00	$40,120 (-) Land $17,060 Building $23,060	$200,600 (-) Land $85,300 Building $115,300
2022	$1,181.00	$40,120 Land $17,060 Building $23,060	$200,600 Land $85,300 Building $115,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
FlashFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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