Morgan County property record for 3104 Upper River Rd, Decatur, AL 35603
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,296 sqft · built 1936 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $328,000 (Jun 2021) |
| Tax Bill | $1,307 (2025) |
| Deeds & Mortgages | May 2015 Mortgage Mar 2008 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01-02-0-000-009.000 |
| Primary APN | 12-01-02-0-000-009.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 185 sqft |
| Unfinished Basement | 185 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 95171 |
|---|---|
| Street Address | 3104 UPPER RIVER RD |
| City | DECATUR |
| State | AL |
| Zip | 35603-5508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG NE RD R/W 104.5' W OF SW COR OF SE1/4 OF SE1/4 SEC 2 TW6S R4W TH N 522.5' E 418' S O 522.5' W 418' TO POB |
| Legal Range | 4W |
| Legal Township | 6S |
| Legal Section | 02 |
| Legal Lot Number | 6 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 5404 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3104 UPPER RIVER RD, DECATUR, AL 35603-5508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2015 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Mar 24, 2008 | Deed of Trust, Mortgage · FHA Mortgage CONSUMER FIRST MORTGAGE INC |
| Feb 3, 2006 | Deed of Trust, Mortgage CITIFINANCIAL CORPORATION LLC |
| May 10, 2007 | Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC |
| Jun 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2021 · Amount on Record |
| Deed Sale | Jun 2, 2021 · Amount on Record |
| Deed Book / Page | 2021 / 5469 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 3104 UPPER RIVER RD, DECATUR, AL 35603-5508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2015/14075 |
|---|---|
| Date | May 14, 2015 |
| Book Page | 2015/14075 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 3104 UPPER RIVER RD, DECATUR, AL 35603-5508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2008/12656 |
|---|---|
| Date | Mar 24, 2008 |
| Book Page | 2008/12656 |
| Name | CONSUMER FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | NORTHPORT, AL 35473 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 3104 UPPER RIVER RD, DECATUR, AL 35603-5508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2006/05165 |
|---|---|
| Date | Feb 3, 2006 |
| Book Page | 2006/05165 |
| Name | CITIFINANCIAL CORPORATION LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | DECATUR, AL 35601 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Mar 15, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 3104 UPPER RIVER RD, DECATUR, AL 35603-5508 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | TRANSCONTINENTAL TITLE COMPANY, TRANSCONTINENTAL TITLE COMPA |
| Name | Verified Name |
|---|
| Document Number | 2007/25015 |
|---|---|
| Date | May 10, 2007 |
| Book Page | 2007/25015 |
| Name | CITIMORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 2, 2021 |
| Property Address | 3104 UPPER RIVER RD, DECATUR, AL 35603-5508 |
| Document Number | 02021/5469 |
| Book / Page | 2021 / 5469 |
| Instrument Date | May 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 LANDING DR, FOLEY, AL 36535-0127 |
| Name | Verified Name |
|---|---|
| Address | 1900 COLONIAL LAKE DR APT 1912, 1912, MADISON, AL 35758-4007 |
| Document Number | 2021/29960 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 2021/29960 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 2, 2021 |
| Property Address | 3104 UPPER RIVER RD, DECATUR, AL 35603-5508 |
| Document Number | 02021/5469 |
| Book / Page | 2021 / 5469 |
| Instrument Date | May 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 LANDING DR, FOLEY, AL 36535-0127 |
| Name | Verified Name |
|---|---|
| Address | 1900 COLONIAL LAKE DR APT 1912, 1912, MADISON, AL 35758-4007 |
| Document Number | 0202129960 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021/29960 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Decatur City |
| Unified School District | Decatur City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,307.00 (-0.15%) | $29,910 (-0.1%) Land $6,950 Building $22,960 | $299,100 (-0.1%) Land $69,500 Building $229,600 |
| 2024 | $29,940 (-0.1%) Land $6,950 Building $22,990 | $299,400 (-0.1%) Land $69,500 Building $229,900 | |
| 2023 | $1,309.00 (-0.23%) Homeowner's exemption | $29,970 (-0.13%) Land $6,950 Building $23,020 | $299,700 (-0.13%) Land $69,500 Building $230,200 |
| 2022 | $1,312.00 Homeowner's exemption | $30,010 Land $6,950 Building $23,060 | $300,100 Land $69,500 Building $230,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR, MUNICIPAL UB OF serves 77,103 people · EPA ID AL0001084 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| FlashFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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