Delaware County property record for 3109 S Opechee Dr, Muncie, IN 47302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1963 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $769 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-11-23-452-019.000-003 |
| Primary APN | 18-11-23-452-019.000-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 970 ft deep x 750 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 11 23 452 019 000 |
|---|---|
| Street Address | 3109 S OPECHEE DR |
| City | MUNCIE |
| State | IN |
| Zip | 47302-5529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN VILLAGE SEC C 0.0000ACRES STR: 232010 IN: 113 OUT: |
| Legal Subdivision | INDIAN VILLAGE SEC C |
| Jurisdiction | DELAWARE IN |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2100 |
Source: Delaware County records · APN 18-11-23-452-019.000-003
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3109 S OPECHEE DR, MUNCIE, IN 47302-5529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jun 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 3109 S OPECHEE DR, MUNCIE, IN 47302-5529 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R21038 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021R21038 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE IN |
| Property Address | 3109 S OPECHEE DR, MUNCIE, IN 47302-5529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018R07739 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018R07739 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2038 |
| Rate Type | Fixed Rate |
|---|
Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Delaware County |
| County Subdivision | Center Township |
| Municipality | Muncie City |
| Unified School District | Muncie Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $769.00 (+2.81%) | $86,000 (+3.12%) Land $11,500 Building $74,500 | $86,000 (+3.12%) Land $11,500 Building $74,500 |
| 2024 | $748.00 (+41.67%) | ||
| 2023 | $528.00 (+21.66%) | $83,400 (+0.72%) Land $9,600 Building $73,800 | $83,400 (+0.72%) Land $9,600 Building $73,800 |
| 2022 | $434.00 (+120.3%) | $82,800 Land $9,600 Building $73,200 | $82,800 Land $9,600 Building $73,200 |
| 2021 | $197.00 |
Source: FEMA National Flood Hazard Layer as of September 12, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Mercury Broadband.
Based on FCC filings for 396 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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