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3109 Five Forks Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3109 Five Forks Rd, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,776 sqft Heated Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2019)
Tax Bill$2,170.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-2S-26-0000-01032-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,776 sqft Heated Area
Gross Area2,472 sqft Gross Area
1st Floor2,196 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area13,068 sqft (0.3 acres)
Depth X Width1,720 ft x 760 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area276 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number052S260000010320000
Street Address3109 FIVE FORKS RD
CityNAVARRE
StateFL
Zip32566-9470
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*NEW PARCEL FOR 2019 TAXES* LOT 28-B EAST RIVER HEIGHTS: COM AT SE CORNER OF GOV LOT 3 SECTION 5 TOWNSHIP 2 SOUTH RANGE 26
Legal Range26W
Legal Township02S
Legal Section05
Legal SubdivisionWEST
Legal Lot Number3,28
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup1
Census Block1207
Census Tract10802

Owner

Source: Santa Rosa County records · APN 05-2S-26-0000-01032-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3109 FIVE FORKS RD, NAVARRE, FL 32566-9470
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS LLC
Sep 18, 2019Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Deed Doc Number0003871354
Deed Book / Page3871 / 354
Last Transfer DateSep 18, 2019
Transfer Doc0038710354
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3109 FIVE FORKS RD, NAVARRE, FL 32566-9470
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040520771
DateJan 05, 2021
Book Page4052/771
Instrument202100369
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateSep 18, 2019
Property Address3109 FIVE FORKS RD, NAVARRE, FL 32566-9470
Document Number0038710354
Book / Page003871 / 000354
Instrument DateSep 13, 2019
Instrument41663
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2019
Title CompanyCOTTON LAND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3109 FIVE FORKS RD NAVARRE FL 325669470, NAVARRE, FL 32566-9470

Mortgage

Document Number38710358
DateSep 18, 2019
Book Page003871/000358
Instrument41665
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2049

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$2,170.00 (+2.5%) Homeowner's exemption Disabled Person's exemption$219,685 (+3%)$277,164 (+0.91%) Land $36,000 Building $241,164
2023$2,117.00 (+2.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$213,286 (+3%)$274,676 (+3.41%) Land $36,000 Building $238,676
2022$2,057.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$207,074$265,606 Land $34,000 Building $231,606

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 452 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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