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3077 Five Forks Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3077 Five Forks Rd, Navarre, FL 32566 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,776 sqft Heated Area
Lot Size16,161 sqft (0.371 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2017)
Tax Bill$1,934.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-2S-26-0000-02908-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,776 sqft Heated Area
Gross Area2,472 sqft Gross Area
1st Floor2,196 sqft 1st Floor
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area16,161 sqft (0.371 acres)
Depth X Width2,310 ft x 710 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area420 sqft Garage
PorchOpen Porch
Porch Area276 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number052S260000029080000
Street Address3077 FIVE FORKS RD
CityNAVARRE
StateFL
Zip32566-9453
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARCEL 4: COM AT NE CORN OF GOVT LOT 5 THN S0*01'52W ON E LN OF GOVT LOT & W R/W OF FIVE FORKS RD 248.24 FT TO POB & CONT
Legal Range26W
Legal Township02S
Legal Section05
Legal Lot Number5
JurisdictionSANTA ROSA FL
Minor Civil DivisionHOLLEY-NAVARRE
Census Blockgroup1
Census Block1207
Census Tract10802

Owner

Source: Santa Rosa County records · APN 05-2S-26-0000-02908-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
May 17, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
NAVY FCU
Feb 23, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST FLORIDA BANK
Jun 08, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Nov 30, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2017 · Amount on Record
Deed SaleNov 30, 2017 · Amount on Record
Deed Doc Number0036821075
Deed Book / Page3682 / 1075
Record RefreshedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453

Mortgage

Document Number0043641347
DateFeb 06, 2023
Book Page4364/1347
Instrument202304772
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term352 Months
DueJun 01, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453
Transaction TypeMortgage
Record UpdatedJul 04, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453

Mortgage

Document Number0042850110
DateMay 17, 2022
Book Page4285/110
Instrument202230010
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036010218
DateFeb 23, 2017
Book Page3601/0218
Instrument201707129
Lender
NameFIRST FLORIDA BANK
TypeBank
AddressDESTIN, FL 32541
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG LENDERS SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039600078
DateJun 08, 2020
Book Page3960/78
Instrument202027221
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

November 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 30, 2017
Property Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453
Document Number0036821075
Book / Page3682 / 1075
Instrument DateNov 29, 2017
Instrument201749337
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyCOTTON LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8173 E BAY BLVD, 8173, NAVARRE, FL 32566-8976

Transferred To (Grantee/Buyer)

NameVerified Name
Address3077 FIVE FORKS RD, NAVARRE, FL 32566-9453

Mortgage

Document Number0201749338
DateNov 30, 2017
Instrument201749338
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$1,934.00 (+2.6%) Homeowner's exemption$193,907 (+3%)$267,816 (+0.69%) Land $36,000 Building $231,816
2023$1,885.00 (+2.95%) Homeowner's exemption$188,259 (+3%)$265,978 (+3.4%) Land $36,000 Building $229,978
2022$1,831.00 Homeowner's exemption$182,776$257,240 Land $34,000 Building $223,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 424 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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